@coachjv_: Stop confusing expenses with investments. Most people are taught to chase things that look successful instead of building assets that can grow their wealth. But it's worth asking: does it put money into your pocket or take money out? The goal isn't to avoid buying the things you want, it's to build income-producing assets first so your investments help pay for your lifestyle. Businesses, stocks, real estate, and other investments all come with risk, but learning the difference between consuming and producing assets can completely change how you think about money.