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Monday 20 July 2026 02:01:36 GMT
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Nhìn trên bản đồ tưởng gần nhưng đường Đà Lạt có nhiều đoạn vòng, cua và dốc khiến thời gian di chuyển lâu hơn cảm giác. Nên gom điểm theo cụm như trung tâm, Trại Mát/Cầu Đất, Tà Nung, hồ Tuyền Lâm… để tiết kiệm sức. #dalatcheckin #dalatreview #dalat
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Easy trick to save THOUSANDS on your mortgage🤑 Mortgages, which are loans you take out to buy a house, require that you make monthly payments of a set amount until your mortgage is fully paid off (usually 30 years). This certainly ISN’T free money: at today’s interest rates (currently ~6.7%), you’d end up paying MORE in interest than the total value of your loan over 30 years. For example: on a $400,000 mortgage at a 6.7% interest rate, you’d pay $529,000 in INTEREST over your 30 years of mortgage payments. Your required monthly payment on this $400k mortgage would be $2,500. If you instead paid $1,250 BIWEEKLY (every two weeks), your total interest paid would drop to $399,790 (savings of over $100k), you’d pay off your mortgage 6 years early, and, most importantly, you’d make your full required mortgage payment every month. How this works: instead of making 12 payments a year paying monthly, you’d make 13 full payments per year (52 weeks / 2 = 26 weeks of half payments ($1,250) / 2 = 13 weeks of full payments ($2,500)) by paying $1,250 every 2 weeks. Turns out, an extra payment every year for 20+ years can make a HUGE difference. Appreciate you! -Nick #moneytok #PersonalFinance #lifehacks #LearnOnTikTok #homebuying
Easy trick to save THOUSANDS on your mortgage🤑 Mortgages, which are loans you take out to buy a house, require that you make monthly payments of a set amount until your mortgage is fully paid off (usually 30 years). This certainly ISN’T free money: at today’s interest rates (currently ~6.7%), you’d end up paying MORE in interest than the total value of your loan over 30 years. For example: on a $400,000 mortgage at a 6.7% interest rate, you’d pay $529,000 in INTEREST over your 30 years of mortgage payments. Your required monthly payment on this $400k mortgage would be $2,500. If you instead paid $1,250 BIWEEKLY (every two weeks), your total interest paid would drop to $399,790 (savings of over $100k), you’d pay off your mortgage 6 years early, and, most importantly, you’d make your full required mortgage payment every month. How this works: instead of making 12 payments a year paying monthly, you’d make 13 full payments per year (52 weeks / 2 = 26 weeks of half payments ($1,250) / 2 = 13 weeks of full payments ($2,500)) by paying $1,250 every 2 weeks. Turns out, an extra payment every year for 20+ years can make a HUGE difference. Appreciate you! -Nick #moneytok #PersonalFinance #lifehacks #LearnOnTikTok #homebuying



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