@asnitanity: 1. Not immediately buying it and waiting at least 24 hours 2. Trying to remember if I have a similar product 3. Trying to imagine the pros and cons of having it versus not having it 4. Reading reviews, including the negative ones 5. Calculating how many hours I need to work to earn enough to afford it 6. Asking how often I will realistically use it 7. Making sure it doesn’t affect my usual savings amount or investing cycle 8. Checking if there are cheaper alternatives that would do the same job 9. Thinking about the ongoing costs or additional products I might need after buying it 10. Imagining whether I will still want it next month 11. Checking the real reason I’m buying it. Is it because I genuinely want it, or are external factors making me want it? This might seem like a lot, but once you train yourself to do these things, they’ll come naturally. Now, do you do any of them? 🧚🏻‍♀️🎀

Asnitanity | UGC Melbourne
Asnitanity | UGC Melbourne
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Monday 20 July 2026 09:42:04 GMT
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ramos_ysa12
:) :
Hello! 👋 I hope you’re doing well. I’m an international student, and I’ll be studying at Kaplan Business School in Brisbane. I’m currently searching for a shared house near the school. If you happen to know of any available rooms or shared accommodation nearby, I’d be very grateful if you could share the details with me. Thank you so much! 😊
2026-07-25 14:46:35
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ruti.florina
Ruti Florina :
👍👍👍
2026-07-20 15:46:06
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Financial freedom becomes an actual goal when you put a number on it. Here are the 4 numbers I think everyone should know: 1️⃣ Your FIRE number Take your monthly income × 300. For example, if you make $5,000/month, that’s a $1.5M portfolio. The idea is that, using the 4% rule as a rule of thumb, a portfolio around 25× your annual spending could potentially support your spending over a long retirement. Your actual FIRE number should ultimately be based on your expected spending, not your income — but this is a simple way to start thinking about it. 2️⃣ Your investing target Take your monthly income × 20%. If you make $5000/month, that’s $1,000/month invested. Think of this as your floor, not your ceiling. As your income grows, the goal is to increase this number too. 3️⃣ Your spending limit Try to keep your essential spending within 60% of your monthly income. Housing, groceries, transportation, bills, etc. The point isn’t to spend as little as possible. It’s to create enough margin between what you earn and what you spend to actually build wealth. 4️⃣ Your income target Aim to increase your income by 10% every year. Because there’s only so much you can cut from your expenses. Increasing your income gives you a much bigger lever to pull — especially early in your career. And that’s really the philosophy behind how I think about building wealth: Earn more → spend intentionally → invest consistently → let compounding do its job. You don’t need to stop enjoying your life to become financially free. You just need to make sure your lifestyle doesn’t grow as fast as your income. Save this and calculate your 4 numbers. 📌 #PersonalFinance #financialfreedom #canadapersonalfinance #salarycanada #canada canada🇨🇦 reelsinstagram reelitfeelit reelkarofeelkaro
Financial freedom becomes an actual goal when you put a number on it. Here are the 4 numbers I think everyone should know: 1️⃣ Your FIRE number Take your monthly income × 300. For example, if you make $5,000/month, that’s a $1.5M portfolio. The idea is that, using the 4% rule as a rule of thumb, a portfolio around 25× your annual spending could potentially support your spending over a long retirement. Your actual FIRE number should ultimately be based on your expected spending, not your income — but this is a simple way to start thinking about it. 2️⃣ Your investing target Take your monthly income × 20%. If you make $5000/month, that’s $1,000/month invested. Think of this as your floor, not your ceiling. As your income grows, the goal is to increase this number too. 3️⃣ Your spending limit Try to keep your essential spending within 60% of your monthly income. Housing, groceries, transportation, bills, etc. The point isn’t to spend as little as possible. It’s to create enough margin between what you earn and what you spend to actually build wealth. 4️⃣ Your income target Aim to increase your income by 10% every year. Because there’s only so much you can cut from your expenses. Increasing your income gives you a much bigger lever to pull — especially early in your career. And that’s really the philosophy behind how I think about building wealth: Earn more → spend intentionally → invest consistently → let compounding do its job. You don’t need to stop enjoying your life to become financially free. You just need to make sure your lifestyle doesn’t grow as fast as your income. Save this and calculate your 4 numbers. 📌 #PersonalFinance #financialfreedom #canadapersonalfinance #salarycanada #canada canada🇨🇦 reelsinstagram reelitfeelit reelkarofeelkaro

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