@2626esmeryyy:

2626esmeryyy

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Tuesday 21 July 2026 05:11:05 GMT

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florim krasniqi :

wow wow wow masala ne tatli kizi ve super sexsi 🌹🌹🌹🌹🌹💋💋💋💋💋❤️❤️😍

2026-07-21 06:58:49

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florim krasniqi :

👅👅👅👅👅👅👅👅💋💋💋💋💋❤️❤️

2026-07-21 07:10:54

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What do I do with this helpless heart that has become so full of longing..#fyp #poetry #tajik #afghan #farsi

What do I do with this helpless heart that has become so full of longing..#fyp #poetry #tajik #afghan #farsi

Step 1: Pick my industry. I'd focus on niches people always need: • Financial services • Fin tech or blockchain technology Step 2: Build my target list. I'd go to MSME(.com) and filter for: • $500k-$1M asking price • $100k+ yearly cash flow • 5+ years in business Then I'd list 20-30 businesses that fit. • AI and LLMs • Service-based businesses These survive recessions because they solve real problems. Step 3: Start Emailing/calling owners. For each business on my list… I'd call the owner directly and ask: • Why are you selling? • How long have you owned it? • Who runs day-to-day operations? I want to make sure someone’s not running away from problems I don’t need. Step 4: Get CAC pre-approved. Before making any offers, I'd visit CAC(.gov) and apply with a lender. Banks I'd use: • Zenith Bank • GTBank • ACCESS Bank I'd bring: • Tax returns • 3 years of W-2s • Personal financial statement Step 5: Review the financials. Once I find 3-5 solid businesses, I'd hire a CPA to audit the numbers. I'd look for: • Consistent revenue growth • Stable profit margins • No red flags If the seller can't produce clean financials, I walk. Step 6: Make my offer. I'd calculate 1.5-2X the seller's yearly earnings. Example: • Business makes $100k/year • I offer $150k-$300k Then I negotiate from there. The key is leaving enough room for profit after debt payments. Step 7: Structure the deal. Here's how I'd finance it: • 80% CAC loan (from the bank) • 10% seller financing (paid over time) • 10% down payment (me or investor) This means I could potentially buy a $100k business with just $10k down. Step 8: Find my investor. If I don't have $10k sitting around, I'd find a private investor to cover the down payment. In return, I'd give them 10-15% equity. On a business making $150k/year, they'd earn $22.5k annually. That's a 115% return in year 1. Step 9: Run the numbers. Before closing, I'd use my deal calculator to verify the math works. Example on a $100k business making $150k/year: • Loan payments: $15k/year • Investor share: $22.5k/year • GM salary: $35k/year I'd still pocket $70k+/year. Step 10: Close the deal. Once everything checks out, I'd close. Day 1 priorities: • Review all systems • Meet the entire team • Confirm the GM stays (or hire one) • Start implementing small improvements The business should run without me within 90 days. Step 11: Improve operations. Most of these businesses are stuck in 1995. I'd immediately: • Build a website • Set up social media accounts • Optimize their pricing • Implement better systems Even small changes can increase cash flow by 10-20%. Step 12: Repeat the process. Once my first business is running smoothly, I'd do it again. Use the cash flow from business 1 to fund the down payment for business 2 This is how I built my portfolio to 2+ businesses

Step 1: Pick my industry. I'd focus on niches people always need: • Financial services • Fin tech or blockchain technology Step 2: Build my target list. I'd go to MSME(.com) and filter for: • $500k-$1M asking price • $100k+ yearly cash flow • 5+ years in business Then I'd list 20-30 businesses that fit. • AI and LLMs • Service-based businesses These survive recessions because they solve real problems. Step 3: Start Emailing/calling owners. For each business on my list… I'd call the owner directly and ask: • Why are you selling? • How long have you owned it? • Who runs day-to-day operations? I want to make sure someone’s not running away from problems I don’t need. Step 4: Get CAC pre-approved. Before making any offers, I'd visit CAC(.gov) and apply with a lender. Banks I'd use: • Zenith Bank • GTBank • ACCESS Bank I'd bring: • Tax returns • 3 years of W-2s • Personal financial statement Step 5: Review the financials. Once I find 3-5 solid businesses, I'd hire a CPA to audit the numbers. I'd look for: • Consistent revenue growth • Stable profit margins • No red flags If the seller can't produce clean financials, I walk. Step 6: Make my offer. I'd calculate 1.5-2X the seller's yearly earnings. Example: • Business makes $100k/year • I offer $150k-$300k Then I negotiate from there. The key is leaving enough room for profit after debt payments. Step 7: Structure the deal. Here's how I'd finance it: • 80% CAC loan (from the bank) • 10% seller financing (paid over time) • 10% down payment (me or investor) This means I could potentially buy a $100k business with just $10k down. Step 8: Find my investor. If I don't have $10k sitting around, I'd find a private investor to cover the down payment. In return, I'd give them 10-15% equity. On a business making $150k/year, they'd earn $22.5k annually. That's a 115% return in year 1. Step 9: Run the numbers. Before closing, I'd use my deal calculator to verify the math works. Example on a $100k business making $150k/year: • Loan payments: $15k/year • Investor share: $22.5k/year • GM salary: $35k/year I'd still pocket $70k+/year. Step 10: Close the deal. Once everything checks out, I'd close. Day 1 priorities: • Review all systems • Meet the entire team • Confirm the GM stays (or hire one) • Start implementing small improvements The business should run without me within 90 days. Step 11: Improve operations. Most of these businesses are stuck in 1995. I'd immediately: • Build a website • Set up social media accounts • Optimize their pricing • Implement better systems Even small changes can increase cash flow by 10-20%. Step 12: Repeat the process. Once my first business is running smoothly, I'd do it again. Use the cash flow from business 1 to fund the down payment for business 2 This is how I built my portfolio to 2+ businesses

“Exploring the depths of Romania’s underground masterpiece, Salina Turda📍” #romania #travel

“Exploring the depths of Romania’s underground masterpiece, Salina Turda📍” #romania #travel

تاکی زۆرترین هاوریت بکە🥀🥰#penjwen #ئەدیسناپبکەن

تاکی زۆرترین هاوریت بکە🥀🥰#penjwen #ئەدیسناپبکەن

The Neighbour Is Renovating 👀✨. #renovation #vacuuming #asmr #oddlysatisfying #CleanTok

The Neighbour Is Renovating 👀✨. #renovation #vacuuming #asmr #oddlysatisfying #CleanTok

العمر مجرد رقم هااا🤪🫢 #fyp #makemefamous #makemetrend #الشعب_الصيني_ماله_حل😂😂 #عبدالله_الخليفة

العمر مجرد رقم هااا🤪🫢 #fyp #makemefamous #makemetrend #الشعب_الصيني_ماله_حل😂😂 #عبدالله_الخليفة

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