@markonthemoney: Ad Here’s how we’re chipping away at our mortgage through our regular spending. Sprive allows you to buy vouchers for your everyday spending and get cashback to use against your mortgage. We’re overpaying about £25-£30 per month at the moment and that’ll save us over £20k in interest and shave over a year off our mortgage term. Use my affiliate code MARK and you’ll get a £5 bonus when making your first purchase (I’ll also get a kickback at no cost to you).
crikey thats a big mortgage. hopr its 6 bed and you can rent out the rooms.
2026-08-06 19:01:15
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Louise_Polehonski :
Such a shame they no longer partner with Amazon 🙁
2026-08-06 22:37:09
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shcliniq :
Everup is so much better! And then I transfer into my Sprive. X
2026-08-06 09:04:35
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Melanie . :
I have longed for a mortgage and to own my own house but i don’t. I live in a council house in a nice area. My rent is £545 a month. If i were to buy in my area it would be 350K + which i can’t afford. I’ve had a new kitchen, bathroom, solar panels etc. And managed to save 90K along the way for my future.
2026-08-05 23:28:08
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HMRC-2 :
simple if you want to pay it properly make 52 payments
2026-08-05 13:49:10
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hughesy96 :
That mortgage is a joke
2026-07-21 11:54:48
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BDH :
Good god. Thats depressing.
2026-07-21 10:46:33
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SS :
All these comments must be people who live up north because I don't know anyone round my way (London/Kent) who has a mortgage under £450k. All of us in our 30s with families and houses worth £500k+
2026-07-21 13:25:26
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m1r9d85 :
Blimey, that's a pretty hefty mortgage! And there's me worrying about a £150k balance and wanting to increase my overpayment.
2026-07-21 12:12:11
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emmanuelzz_4 :
House rich cash poor 😭
2026-07-21 10:48:34
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Milkshakesplatter :
crazy how no one knows how ridiculous the house prices in the south east. pretty normal mortgage for anything decent and without tons of help
2026-07-21 15:14:09
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joshbrown2712 :
This comment section is ridiculous lol. This is incredibly common for anyone living around London. House prices are £700,00+ on average, and if people are putting down a 20/30% deposit - this will leave a hefty sum still to pay. Not everyone wants to line in a shed or in the middle of nowhere up north!
2026-07-21 12:55:46
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Rm88 :
Let's be honest, if you're spending 650£ p/m at Sainsbury's and you have a 500k mortgage, you have the money
2026-07-22 06:33:42
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KILLERHEAT :
sharia law has no interest on mortgages.
2026-07-24 06:19:28
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Richie Rich7418 :
The thing is… all you people on here in your 30s with a 500 grand mortgage will realise that when you get to your 50s this all means nothing. Spend your money on getting value out of your life rather than into an empty pit. Enjoy your money and Travel.
2026-07-21 23:02:11
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Billy Cox :
Jheez that is the most depressing TikTok I’ve seen in a long while
2026-07-21 22:13:55
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arjnaik :
is this not one of those situations where the juice isn't worth the squeeze?
why not move somewhere else in the country thats cheaper?
i wanted to be in Manchester but settled for Preston
2026-07-21 10:38:15
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bret0077 :
That mortgage - jeez is it really worth it
2026-07-22 15:24:26
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pricey :
Crazy how the banks can do this.
2026-07-21 12:48:21
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user7124114903307 :
33 years 😆😆😂 😳… absolutely no way
2026-07-21 15:28:13
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Denise Park :
With my mortgage I paid extra off which covered the amount of interest that went on I am now mortgage free all paid off
2026-07-21 07:34:18
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Jack-Fay :
Oh my gosh - how do you all cope with this. My mortgage balance is £40k and we’re skint 😂
2026-07-21 14:34:59
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A :
Who buys a 550 thousand pounds in uk 😂
2026-07-21 10:44:20
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trendy5676 :
What’s the maximum overpayment you can make on your mortgage?
2026-07-21 12:19:34
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garry0100 :
Get an offset mortgage. I did paid mine off 16 year early
2026-07-21 15:52:28
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