@itsalvinhuang: I compare prices on Shopee and Taobao before I buy anything. But the FX rate on six-figure monthly payments to my teams across 5 countries? Never once checked. Not once. When I finally did, the gap was 2-3%. On every conversion…every currency…every month. I break down what that actually cost me, and what I switched to 10 years ago. In collaboration with WorldFirst, a brand of Ant International. Start saving with your free account here. Link in comments.