@denise_reyes_home_loans: She was declined by a big bank ❌ Now she's just days away from closing on her new home. ✅ By properly analyzing her commission and overtime income, we were able to maximize her qualifying income and get her approved. Sometimes it takes digging deeper, ordering the right verifications, and understanding how to structure a loan file correctly within guidelines. Not every loan officer is willing to do that extra work. One lender's "no" isn't always the final answer. If you've been declined before, a second opinion could make all the difference. DM me to explore your options. Denise Reyes Broker Owner / Senior Loan Officer NMLS #184036 623.777.7618 [email protected] New Vista Funding LLC | Equal Housing Opportunity | This is not a commitment to lend. NMLS #2511364 | AZ BR #1048757 All loans subject to credit approval. Guidelines subject to change.