@brandonnguyn: lowkey boutta be in debt soon tho #money #credit #bread #debt #method

YoIdk :

Why tf is this what I see after using the last $20 of my available credit on DoorDash😭

Bootleg Yasumi :

I know the bank hates me because I make the payments before the due date

tsukisu :

my mom never explained anything and I spent my whole childhood so confused about how we could constantly be told that we had no money and yet my mom kept buying loads of new useless stuff. Turns out she was tens of thousands of dollars in credit card debt

The Fallout Femboy :

Refuse to use a credit card unless its a emergency

jiya.jpeg :

Why the fuck would anyone get a credit card is had money

Xavier :

1 root canal is $3k 😭 when your weekly pay is $800 what are you going to just have no tooth 🦷 until you have the full $3k or worse something breaks on your car

jeremiah :

as long as you can pay dat minimum payment 👀👀👀

Rokas :

my credit score would be goated if i was american😭

Nooahh97 :

Always use credit card but never buy something if you don’t have cash to pay it. That’s what I always was taught.

baked_brie :

I mean that’s one way to use a credit card lol. I use mine to get concert presales and hotel points

Andrew :

Elijah Knight :

some debt it good

bhai :

Debt is just numbers on a piece of paper

dethos19 • Friends :

it all goes to food 😭🙏

ihatehollywood :

There’s a reason why debt collectors were so looked down upon in biblical times 🤷‍♀️

smiggie_skywalker :

People are impulsive lol I don’t think anyone gets a credit card thinking they’ll get debt but they have no budgeting or self control

franchy :

Some people “need” to leverage their credit to survive. I use that lightly because surely some of their spending can be avoided

PotatoWarrior906 :

Its debit card and debt card

erbcr :

it’s worth mentioning that some people don’t go into debt by “choice” but rather they unexpectedly are short-funded and need to use credit in order to keep themselves and their loved ones fed and sheltered. a good examples of this may be unexpected medical expenses, or unexpected unemployment

bussyscrambler9000 :

10000% bro I literally put EVERYTHING on card to get points but I spend the same as before

Danny Huang :

Ong

BleedingFae :

On the flip side , using cash for everything meant I wasn't building my credit . I didn't know I HAD to use credit if I wanted to apply for a home loan. Cash wasn't enough.

dndjslsmfn :

50k this month

Damien🙄🤔 :

I don't want a credit card because the thought of it makes me anxious, but my mom told me I had no choice and needed to get one and pay money for it.... NOT TO USE IT, fuck that