@nicholaskalstek: Banks DONT Want You to Know This… There are 6 factors your FICO score cares about — and ChatGPT can score you on all of them in under 90 seconds 😳😳 Most people don’t even know which negative items on their report are actually disputable versus which ones will age off on their own. But the soft-pull credit-limit-increase timing hack is the one that changed everything for me — Amex, Chase, and Capital One all do soft pulls in 2026. All 3 secrets are still working in July 2026. If you want the full AI Finance Prompt list free, comment “PROMPT” below. #chatgpt #creditscore

Nick | Credit & Money

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Thursday 23 July 2026 22:55:00 GMT