Let me get this straight: we defer this thing called “life” until we “retire,” and then when we “retire,” we’re supposed to defer it another 18 years so we can optimize starting at 79? Hard pass. See you in Maui at 62.
2026-07-24 20:15:49
170
dkalas4 :
So, what do we do for health insurance?
2026-07-25 00:24:18
26
kathymcq1 :
Did you factor health insurance costs from 62 to 65? With the recent administration subsidy cuts, it'll run minimum of $1,000/month, more for family? That's the ONLY reason I waited until 65...
2026-07-25 00:41:29
8
Office Superhero ⭐️ :
I still work and make over 150,000 a year. I’m almost 62. Why would I want to take SS? This is a real question. Not arguing. I really want to know if I should take ss at 62
2026-07-24 23:57:49
20
Nick Lynch :
Doesn’t add up…if I’m making nearly $300k until 67, SS gets delayed anyway. I guess he’s looking to take SS at 62 and not working.
2026-08-06 04:07:11
2
Michonne Laser :
What do you do for healthcare?
2026-07-25 02:20:40
25
user5442273332416 :
I totally agree with you and I tried to do the same thing except they would only let me make $22,000 a year and I want to keep working. So I’m waiting in time 67 so I don’t have any income limits..
2026-07-24 20:16:50
20
#1 Moonbin lover :
Can you create a post about retiring at the age of 55 with 401K?
2026-07-31 12:55:37
3
GJen :
It's not always about maxing out the overall benefit. Some people can't afford to live on the benefit amount at 62. They wait for the higher pay to better cover their expenses.
2026-07-31 16:20:00
8
christinebaranows7 :
the time between 62 and 70 is only 8 years
2026-07-26 22:12:50
5
K954 :
Of course.
2026-08-19 21:27:01
2
Cammy :
Can you continue to work and take Social Security at the same time?
2026-08-17 06:00:20
0
Joni Pratte :
What if you’re still working full-time?
2026-07-25 20:26:27
5
La-Leo :
The only reason I wouldn’t retire at 62 is healthcare
2026-07-24 22:33:19
38
Carpe‘ Diem :
Lol no way I make too mich
2026-08-20 02:06:04
0
Doug_Does.things :
Healthcare
2026-07-25 01:20:09
5
Mchelly :
Your healthcare insurance premiums will eat that until you turn 65 for Medicare.
2026-07-24 21:04:20
8
🇺🇸HestiaGwyn🇳🇱 :
I’m still making a descent income and can’t retire until I am eligible for Medicare; 65.
2026-07-24 22:17:11
11
will :
Interesting!
2026-07-26 18:34:14
4
justjamesclaims :
What’s the point in collecting ss at 62 if your other retirement accounts are more than enough to live on?
2026-07-27 12:54:40
0
P1gixxer :
I feel 65 is my sweet spot, certainly not waiting to 70 🤦♂️
2026-08-23 18:00:44
2
Melissa Sloan :
Can you still work while collecting social security?
2026-07-27 14:14:56
3
ok :
Sounds legit 🙃 cool beans indeed.
2026-07-25 20:22:38
4
virant2330 :
That is exactly the reason I took it at 62. I did all the calculations and…. Yes best decision I ever made and thank God I have been going and exploring and LIVING 💯💕I am 65 and haven’t regretted it yet:)
2026-09-06 15:57:28
2
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