M.All :
We both work full-time at good paying jobs, have no credit card debt (we don't use credit cards, only debit cards) we drive older cars, so no car payments, we live in a house that we can afford on 1 income, and we prioritize planning and saving. We live within our means and don't go into debt to buy things. We do not come from generational wealth. I actually come from a poor single- parent family. My husband and I both have MBA degrees so we understand finance, interest rates, etc, so it was important for us to make sacrifices while paying off our student loans. We paid for our own wedding and have always paid for everything on our own. It's always been important to us to budget, save, live within our means, and not spend more as we earn more. If we can't afford it, we don't buy it, or we wait and save up for it. When want to take a trip, we sit down, come up with a cost estimate, and spend months planning and saving to pay for it. We stick to our budget while we are on our trip.
2026-07-26 17:32:45