@heikoinvests: The new Hilux Legend is nearly a million rand — and the 20/3/10 rule says you’d need to earn about R3.8 million a year to actually afford it. Most people finance it anyway and wonder why they’re broke. But there’s one lever that changes everything: your deposit. Put down 50% instead of 20% and the income you need drops to around R2.6 million a year. A car is never an investment — but if you’re spending the money regardless, a Hilux holds its resale value better than almost anything on the road, which makes it about as close as a vehicle gets. Tick the boxes first. Then go get your bakkie. 🛻 Link in bio, to get first access to the rand to resilience course dropping soon. I’m a CA(SA), not a licensed financial adviser. This is education, not financial advice.

Heikoinvests

Open In TikTok:

Region: ZA

Saturday 25 July 2026 08:59:34 GMT