@brucedpat: Nobody teaches you this. Then you turn 50 and realize the rules were written in your favor the whole time. Five IRA mistakes I see constantly. The catch-up alone is worth $1,100 a year. The spousal IRA doubles a household’s retirement lane on one income. And if your money is sitting uninvested inside the account — it’s not working. It’s waiting. Which one did you not know? Number it below. Save this for tax season. Send it to your spouse. Education, not financial advice. Talk to your advisor about your situation. #retirementplanning #rothira #financialfreedom #wealthbuilding #PersonalFinance

brucedpat

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Saturday 25 July 2026 14:04:34 GMT