I'm convinced they no longer deal in cars, they all just sell financing. That's it. The cars are pretty much irrelevant at this point.
2026-07-27 03:52:33
1576
OmegaFlux :
They want to see how desperate you are so they'll price based on it.
2026-08-20 21:54:31
0
The Bearded Merchant :
from my understanding it's actually illegal to require you to run a credit check if you're paying in cash. Cash being, from your bank account. That's against the fair credit act
2026-07-27 13:59:11
787
Tim Pollack :
OFAC needs to be ran still but not a credit check or red flag. OFAC just verifies you are legally allowed to purchase a car in USA
2026-07-27 02:45:07
129
sonic :
dealership got hostile when questioned
2026-07-27 01:46:39
650
dz3456781 :
If I’m paying CASH why do you care if there are “red flags” on my credit report or if my identity was ever stolen? I’m buying a car in CASH.
2026-07-26 23:40:55
572
Holly 🐞 :
If I’m paying cash you aren’t getting my ss number
2026-07-27 00:13:43
119
Off The Square :
because dealerships are in the business of financing cars not selling cars.
2026-07-27 01:26:03
286
Patrick Duffy :
Got asked to leave a dealership after refusing to do a credit form on a cash deal, the dealer uses their credit company to verify OFAC. I even spoke with store GM and showed the official government site to check our names in OFAC, still no deal. Posted experience on a social media site and was surprised by how many other people had a similar experience with the same dealer.
2026-07-26 22:15:40
141
Jen S J :
My friend just bought a 2026 bmw x1 cash no credit was run
2026-08-20 14:41:52
0
James Allred :
Dealerships are so outdated. There’s literally zero reason for them in 2026
2026-07-27 22:47:38
49
100and6 :
Just collecting data to sell to lenders.
2026-07-27 02:32:16
62
keshhicks672 :
why waste ur time just go to another dealership
2026-07-27 15:58:48
5
Maura Sternad :
It is a violation of the Fair Credit Reporting Act to pull a credit report without cause and without permission.
2026-07-27 19:28:55
18
Hot Rod 17 :
So what happening if you have a 500 rating. Does that mean you can’t pay in cash?
2026-07-27 02:00:05
41
🪷🐧 Lizz 🐧🪷 :
they dont want to sell a vehicle for cash. its designed for thr dealer to make money on the financing of the vehicle. It is a shady mess in the dealerships these days.
2026-07-27 13:46:40
5
user7347753317110 :
Time to go to a different dealership
2026-07-27 18:33:25
7
Mark :
They’re trying to sell you a finance deal.
2026-07-27 16:40:34
7
bluefalcon03 :
I walked out of a dealership because of this.
2026-07-27 12:48:05
10
🔥Caligirlmel16💧 :
I never trust a salesman who talks that fast and stumbles over their own words
2026-07-27 05:22:05
15
WouldntYouLikeToKnowWeatherBoy :
because they're not selling cars they're selling loans
2026-07-27 12:31:22
6
PapaMikeTango12 :
Another great reason to keep your credit frozen at all times until its needed
2026-07-27 03:47:19
36
minionmanmartinez💙🏳️🌈🇲🇽 :
I purchased a car had my own financing they still wanted to run my credit I refused and told them I’m taking the car with my pre approved financing I already secured or no sale 30 min later I had the car.
2026-07-26 23:49:28
28
greengoatjeep :
When a sales person starts telling you all their store policies, it the wrong place to buy
2026-07-27 02:58:49
35
eat_that_question :
Just remember, running your credit without your permission (in most cases) is illegal.
2026-07-27 15:56:16
11
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