u don't even need to talk to them hang up the phone
2026-07-27 12:37:48
19
corinnechocron :
I asked for the contract never produced it but they're harassing me
2026-07-27 17:40:59
1
HiDDeN TrUtH :
but do u have to pay it back tho?
2026-07-27 17:36:10
1
VonSloth :
Just don't answer the phone for 7 years.
2026-07-27 18:43:23
0
Mike coldcan :
So how do you get it wiped off your credit report if they don’t come up with the paperwork
2026-07-27 14:33:58
3
SkeTchyScoTian :
I just had a collections agency contact me about a debt I had over 15 years ago saying that I owe them 11 thousand the original debt was only 600$ shouldn't it be wiped off my credit because its over 15 years old?
2026-07-27 13:14:04
9
Karim Mo كريم 🇪🇬🇨🇦 :
I'm grateful I'm debt free
2026-07-27 14:03:03
5
jax :
they can still ruin your credit for 7 years 😁
2026-07-27 14:02:59
1
Christine 🇨🇦 :
What about 407?
2026-07-27 12:29:51
2
Juls :
How do you wipe stuff off your credit
2026-07-27 16:38:43
0
John H :
Nice thank you
2026-07-27 16:30:40
1
sirmagical66 :
Yes but does this restart the clock by acknowledging the debt? In Ontario if you don’t answer the phone or acknowledge it once your delinquent the clock starts and they can’t sue after 2 years.
2026-07-27 19:22:49
0
Nameless fame. :
NEVER ADMIT TO BEING WHO THEY SAY YOU ARE
2026-07-27 19:50:47
0
rcl013 :
You are correct about the last point..tell them to pound sand 😵💫🇨🇦🇵🇭
2026-07-27 19:25:00
0
1 Ton :
I can’t believe their allowed to do that
2026-07-27 19:02:20
0
🐆Ashton🍒 :
Also not every collection agency buys debt fyi
2026-07-27 19:08:38
0
LISA.2.0 :
Would this include lets say traffic tickets that go to collections?
2026-07-27 11:52:06
0
Anthony Biondi :
There's no reason to be in collection.
2026-07-27 18:45:41
0
Madchen :
Send them a cease and desist letter. Stops all the drama
2026-07-27 18:51:59
0
Mike walsh :
what happens when they provide you it now you accepted responsibility of the credit and also you have verified your name to them on the phone , you dont figure they changed there policys ect ? lmfao noone ever do this 🤣😂
2026-07-27 20:10:40
0
K :
What if I don’t want to give them my address?
2026-07-27 19:51:07
0
Greg ODonoghue :
I have and they haven’t done that!
2026-07-27 19:47:47
0
Chris Romano :
so what about when they say they are collecting for the company are they lying and actually own the debt themselves ?
2026-07-27 17:26:50
1
Sheila Theresa :
thank you
2026-07-27 13:17:29
0
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