@khadi.ix: So blessed to have a best friend

ღkhadija
ღkhadija
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Region: GB
Monday 27 July 2026 18:24:58 GMT
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tatzpriv
tatz :
i genuinely just cried ☹️☹️💛
2026-07-27 18:32:38
326
its.olazainab
LAMI GIRL :
No I just love my girls 😭 since 2005 😭 this made me feel so sad and happy at the same time.
2026-07-29 06:12:12
121
mevecy
MidiEve :
That was meant to be me and her 🥲
2026-07-30 15:25:17
59
nalisheb0
nali :
and it's always the sociology class too
2026-08-07 12:40:59
1
gabews_
GABE :
Wait why would u post this 😭😭
2026-08-01 10:20:07
10
confuseddblackgirl
confuseddblackgirl :
Crying
2026-07-29 23:30:20
12
mariii_xx084
marii💗 :
STOP UR FRIENDSHIP IS TOO CUTE
2026-07-27 21:26:19
0
laprincia8
La-princia 🧚🏾‍♀️ :
2026-07-31 23:36:36
11
.zayyxo
zayyy🫧 :
awww 😫😫😫😫😫
2026-08-04 12:38:33
4
tatzpriv
tatz :
i love you so much
2026-07-27 18:32:45
23
tatzpriv
tatz :
#manchester2026
2026-07-27 18:32:55
4
smokingthemaryj
jane :
why did this get likes....
2026-07-28 14:03:56
0
user4804.4
User :
@nats_224
2026-08-14 05:53:52
1
sksfhxfh
j♡ :
@tia
2026-07-30 20:35:25
0
slashdol
la :
@zawal088 wait cause this is literally us ever since year7 😓😓😓
2026-07-30 11:45:47
0
mic4t__t
maha 🍎 :
@zinnie_999 sigh
2026-07-29 15:30:05
2
ch2rdaenic0le
ChardaeNicole | CHP :
🥺🥺
2026-07-30 11:21:03
1
oookaaayy
mwah :
@A
2026-07-30 19:06:14
0
user17789132409827174
🦋 :
@ʚɞ @𖤝
2026-07-29 10:52:24
1
bellab_spamxoxo
𝐛𝐞𝐥𝐥𝐚👼🏾🎗️ :
@'M🧸 this gonna be us
2026-07-28 17:34:34
1
theoriginalkaylaaa
𝐊 𝐀 𝐘 𝐋 𝐀 🌺 :
@𝐫𝐞𝐫𝐞🧟‍♀️ᥫ᭡ netball 🥹
2026-07-28 13:06:14
2
uptownsantos
$antos :
@ger @kirra lee<3 !!!!!!!!!
2026-07-29 21:54:48
1
fatimalovesgarfield
𝓯𝓪𝓽𝓲𝓶𝓪-𝓪𝓷𝓷𝓪 💋🐆 :
@🌴🧿𓋹𝑨𝒛𝒂𝒏𝒊𝒂𓋹🧿🌴
2026-07-28 12:33:52
0
tobyyfs
Tobyy :
@Alyssa🎀
2026-07-29 08:09:10
1
fifie7302
🛜WI-FI𝒻𝒾 :
@#𝕖̀𝕝𝕝𝕒’
2026-08-05 13:45:05
0
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Nova Scotia now offers a First-Time Homebuyers Program that lets eligible buyers put ONLY 2% down of the home’s price. That’s way lower than the usual minimum (normally 5%).   Example: On a $390,000 home → 2% down = $7,800  Why This Is Big: You don’t need traditional mortgage default insurance (like CMHC) — even though 2% is below the usual 20% threshold. That normally would mean a big CMHC premium added to your mortgage, costing thousands extra. This program replaces that with a government guarantee at no extra cost. Who Qualifies: ✅ Must be a first-time home buyer (or haven’t owned in last 4 years) ✅ Must live in Nova Scotia full time ✅ Household income ≤ $200,000 ✅ Credit score 630+ ✅ Must pass the CMHC stress test (shows you can handle the mortgage) ✅ Canadian citizen, permanent resident, or sponsored immigrant Home price caps: $570K in Halifax/E. Hants or $500K elsewhere  What You Still Have to Budget For… Even with 2% down, you still need: 📍 Closing costs: lawyer fees, HST (where applicable), property adjustments 📍 Monthly mortgage payments 📍 Property taxes 📍 Deed transfer tax These aren’t covered by the program and can add up fast. Thinking about buying your first home in Nova Scotia? Save this & talk to a mortgage professional before you jump in. If you need mortgage broker recommendations or help finding the right home, I’m always happy to help!  Holly Smith Royal LePage Atlantic | Nova Scotia Real Estate Team 📞 289 838 2605 📧 Hollymariesmith1@gmail.com #firsttimehomebuyer #novascotia #novascotiarealestate
Nova Scotia now offers a First-Time Homebuyers Program that lets eligible buyers put ONLY 2% down of the home’s price. That’s way lower than the usual minimum (normally 5%). Example: On a $390,000 home → 2% down = $7,800 Why This Is Big: You don’t need traditional mortgage default insurance (like CMHC) — even though 2% is below the usual 20% threshold. That normally would mean a big CMHC premium added to your mortgage, costing thousands extra. This program replaces that with a government guarantee at no extra cost. Who Qualifies: ✅ Must be a first-time home buyer (or haven’t owned in last 4 years) ✅ Must live in Nova Scotia full time ✅ Household income ≤ $200,000 ✅ Credit score 630+ ✅ Must pass the CMHC stress test (shows you can handle the mortgage) ✅ Canadian citizen, permanent resident, or sponsored immigrant Home price caps: $570K in Halifax/E. Hants or $500K elsewhere What You Still Have to Budget For… Even with 2% down, you still need: 📍 Closing costs: lawyer fees, HST (where applicable), property adjustments 📍 Monthly mortgage payments 📍 Property taxes 📍 Deed transfer tax These aren’t covered by the program and can add up fast. Thinking about buying your first home in Nova Scotia? Save this & talk to a mortgage professional before you jump in. If you need mortgage broker recommendations or help finding the right home, I’m always happy to help! Holly Smith Royal LePage Atlantic | Nova Scotia Real Estate Team 📞 289 838 2605 📧 [email protected] #firsttimehomebuyer #novascotia #novascotiarealestate

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