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Monday 27 July 2026 19:11:23 GMT
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Can a Muslim buy property without paying interest?  Yes. Here’s how: In Islam, paying interest, known as riba, isn’t allowed. So a normal mortgage isn’t an option in most cases. But buying a home absolutely still is, through something called Islamic finance. The most common structure is Murabaha* *sorry if my pronunciation isn’t 100%! Here’s how Murabaha works👇 Say a house costs £100,000. Instead of lending you money, the bank buys the house itself. It then sells it to you for a bit more, say £125,000.  That extra £25,000 is the bank’s profit, agreed at the start and fixed forever. It isn’t interest, because interest grows over time and this doesn’t. It’s a sale, not a loan. You put down a deposit, usually around 20 percent, then pay the rest in equal monthly instalments, normally over around 25 years. On your final payment, the house is fully and legally yours. And it isn’t only for Muslims. Islamic finance is open to everyone, and it’s FCA regulated just like any other home finance. Your next steps: 1. Go to: jamesproperty.io 2. Speak with my team on which lenders we’ve found that offer it (we’re not affiliated with them) 3. Start your property journey with me with 20% off mentorship using code: LAUNCH20. This code ends in 24h! This is for education only and is not financial advice. Always speak to a qualified Islamic finance specialist or mortgage adviser about your own situation. James x #jamesproperty #hullproperty #ukproperty #islamicfinance #propertyinvesting
Can a Muslim buy property without paying interest? Yes. Here’s how: In Islam, paying interest, known as riba, isn’t allowed. So a normal mortgage isn’t an option in most cases. But buying a home absolutely still is, through something called Islamic finance. The most common structure is Murabaha* *sorry if my pronunciation isn’t 100%! Here’s how Murabaha works👇 Say a house costs £100,000. Instead of lending you money, the bank buys the house itself. It then sells it to you for a bit more, say £125,000. That extra £25,000 is the bank’s profit, agreed at the start and fixed forever. It isn’t interest, because interest grows over time and this doesn’t. It’s a sale, not a loan. You put down a deposit, usually around 20 percent, then pay the rest in equal monthly instalments, normally over around 25 years. On your final payment, the house is fully and legally yours. And it isn’t only for Muslims. Islamic finance is open to everyone, and it’s FCA regulated just like any other home finance. Your next steps: 1. Go to: jamesproperty.io 2. Speak with my team on which lenders we’ve found that offer it (we’re not affiliated with them) 3. Start your property journey with me with 20% off mentorship using code: LAUNCH20. This code ends in 24h! This is for education only and is not financial advice. Always speak to a qualified Islamic finance specialist or mortgage adviser about your own situation. James x #jamesproperty #hullproperty #ukproperty #islamicfinance #propertyinvesting

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