@lanngoc98rv: #xuhuong #thoitrangnu

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𝓛𝓪𝓷 𝓝𝓰𝓸̣𝓬🍉
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Tuesday 28 July 2026 04:15:12 GMT
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Your P60 is not just proof of income. It unlocks money most people never claim. WHAT YOUR P60 SHOWS: 1. Total gross pay: your earnings before deductions for the full tax year. Should match the year to-date figure on your final payslip. 2. Total tax deducted: income tax taken from your pay across the full year. This is the figure to cross-reference with HMRC. 3. National Insurance contributions: your NI paid, broken down across earnings bands. Cross reference on gov.uk or the HMRC app. 4. Tax code at 5 April: the code in operation at the end of the tax year. If it does not look right this is your evidence to challenge it. 5. Student loan deductions: shown if applicable. Check the plan type matches what you should be on.  6. Employer PAYE reference: you need this when contacting HMRC about your tax or claiming a refund. WHAT TO CHECK: 1. Your name and NI number are correct. An incorrect NI number means contributions may not appear on your HMRC record. 2. Total gross pay matches the year-to-date figure on your final payslip of the tax year. 3. Total tax deducted looks right for your earnings level and tax code. Higher than expected may mean your tax code was wrong at some point. 4. Log into personal tax account and check whether HMRC shows any overpayment or underpayment for the same tax year. 5. Log into gov.uk to check your NI record and confirm that tax year shows as a qualifying year. HOW FAR BACK CAN YOU CLAIM: You can claim a tax refund for up to 4 previous tax years. For the 2026/27 tax year that means you can go back to 2022/23. If you do not have an old P60 ask your employer, they must keep payroll records for at least 3 years and can reprint it or provide a statement of earnings as a substitute.  #ukpersonalfinance #taxcode #hmrc #financialliteracy #moneytips
Your P60 is not just proof of income. It unlocks money most people never claim. WHAT YOUR P60 SHOWS: 1. Total gross pay: your earnings before deductions for the full tax year. Should match the year to-date figure on your final payslip. 2. Total tax deducted: income tax taken from your pay across the full year. This is the figure to cross-reference with HMRC. 3. National Insurance contributions: your NI paid, broken down across earnings bands. Cross reference on gov.uk or the HMRC app. 4. Tax code at 5 April: the code in operation at the end of the tax year. If it does not look right this is your evidence to challenge it. 5. Student loan deductions: shown if applicable. Check the plan type matches what you should be on. 6. Employer PAYE reference: you need this when contacting HMRC about your tax or claiming a refund. WHAT TO CHECK: 1. Your name and NI number are correct. An incorrect NI number means contributions may not appear on your HMRC record. 2. Total gross pay matches the year-to-date figure on your final payslip of the tax year. 3. Total tax deducted looks right for your earnings level and tax code. Higher than expected may mean your tax code was wrong at some point. 4. Log into personal tax account and check whether HMRC shows any overpayment or underpayment for the same tax year. 5. Log into gov.uk to check your NI record and confirm that tax year shows as a qualifying year. HOW FAR BACK CAN YOU CLAIM: You can claim a tax refund for up to 4 previous tax years. For the 2026/27 tax year that means you can go back to 2022/23. If you do not have an old P60 ask your employer, they must keep payroll records for at least 3 years and can reprint it or provide a statement of earnings as a substitute. #ukpersonalfinance #taxcode #hmrc #financialliteracy #moneytips

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