@reuben.kuria: When Uber came to Kenya, you could only pay with your card or with cash. But Kenya uses mobile money 90% of the time and so when Uber integrated mobile money into the Uber platform. It's skyrocketed. What? What? In what world are we making the assumption that I should only pay for AI tools for $5 or $20.00 at the end of the month with that card? That's not the way I make money. That's not the way I pay. That's the way I live. We do small things. We do day by day payments. Can I buy a bunch of credits and then eat down the credits over time instead of paying a subscription at the end of the month? These are the kind of local context questions we need to answer. If anthropic, if open eye. Rock if whoever was instead of saying you're gonna be $20. 00 a month or $22.00 a month or $5 a month for chat to pretty go. If we said buy credit to use AI until your credit is disposed, you would have way more people able to say I have 1000 shillings today. I need AI for 1000 credits or I have 2000 or I have 200 and against my income. I can be able to engage AI in the financial system and financial culture. I understand and that's why I say it's really important to localize. Payment systems is really low important to localize payment infrastructure, but it's also really important to localize payment customs so that you can accommodate for everyone. Because people want to use their technology is just the barrier to entry is how they pay for it.

Reuben Kuria

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Region: KE

Tuesday 28 July 2026 10:51:40 GMT