@tinnemgb_: 1️⃣ Learning the skill of budgeting - it’s not about depriving myself but about strategically allocating my income to cover all bases - needs, wants, future - being clear with what I want to save and spend my money on 2️⃣ Curating my digital space - distractions and temptations are everywhere on the internet so I try (as much as possible!) to only consume contents from creators who have the same values and perspectives in money 3️⃣ Getting insurance for my parents - one unexpected financial challenge can easily wipe out everything I am working hard for so I’m sharing the risk with insurance companies to somehow lessen the impact on our finances 4️⃣ Diversifying my sources of income - I can only lower my expenses to a certain amount so I’m finding ways to increase my income instead - depending on only one source is too risky in this economy and current state of job market 5️⃣Openly talking about finances - the more we talk about it, the better we get at managing it - plus conflicts and unmet expectations can be avoided if we’re transparent about our finances with other people 6️⃣ Giving every peso a specific purpose - I organize my money into different bank accounts depending on their purpose so I know exactly when and how to use them 7️⃣ Learning how to benefit from my credit cards - I pay for almost all my transactions using my CC to build a good credit history and accumulate rewards from my spending #PersonalFinance #financialfreedom #moneyhabits #fintok #Budgeting

tinne | finance & freelance

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Tuesday 28 July 2026 13:00:00 GMT