@munchy_goi: 🇸🇬 How to apply Singapore credit card Step by step guide Application requirements: Non PR: $42,000 annual income PR: $30,000 annual income Apply through Singsaver or Moneysmart Rewards condition: Spend $500 for the first month Exact terms depends on your card Then wait for 2-3 months you will get your reward Documents preparation: Photo of your Singapore ID 3 months payslips If you are applying for your first card, Recommend Citibank for easy approval #singapore #creditcard #freebies #malaysian #tutorial