@masteroftowing: Had to learn the lessons the hard way if you secure your own financing you’re better off to get a lower interest rate versus going through a dealer go through a credit union right now Arkansas Federal credit union on a 60 month loan was offering 4.2% interest rate on a 36 month they were off a 3.99 I went through a dealer and they gave me a interest rate of 5.99 OK so I’m looking at refinancing another vehicle so I go through the application they credit me at 60 months. If I would’ve went through the agency and set up the dealer, I could’ve got it for practically almost 2 points less. What a save a lot of money in the long haul.
My local chrysler dealer actually had the same intrest rate as my credit union they also took $1000 off my loan for financing with them.
2026-07-28 21:03:41
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Nathan Ross :
They do have higher interest rates but sometimes if you “bring your own” financing the dealership will try to meet it or beat it so it is a good idea to bring your own either way
2026-07-29 15:07:58
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Kurtdoss68 :
like head phones
2026-07-28 22:54:56
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robert :
go refinance
2026-07-28 22:26:25
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