@kcole_themortgagelender3: Late credit card payments don’t automatically mean you can’t buy a home. 🏡 A lot of first-time homebuyers tell me, “I don’t want to apply because I have a late credit card payment.” Here’s the good news: You may still qualify for a mortgage. In many cases, as long as you don’t have more than three 30-day late payments on revolving accounts within the past 12 months, homeownership may still be within reach. Every situation is different, so the best step is to have your file reviewed. ✨ Ready to start your homeownership journey?