@kcole_themortgagelender3: First-Time Homebuyer Tip: Charge-off accounts are typically not counted in your debt-to-income (DTI) ratio when applying for a mortgage. Don’t assume old charge-offs mean you can’t buy a home. Talk to a lender first, you may qualify sooner than you think! 🔑🏠 Keinda Coleman | Mortgage Lender NMLs

kcole_themortgagelender

Open In TikTok:

Region: NG

Wednesday 29 July 2026 04:10:55 GMT