@chengvoon.tong: Take your NHS 1995 pension at 55 or wait until 60? Top of Band 6 example. NHS pensions explained: NHS early retirement, taking 1995 pension early at 55, taking 1995 pension at 60
Take it at 55! The feeling of not working for the NHS is much greater than the slight difference in pension 😁
2026-07-30 07:03:55
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RunningOnTheBeach :
I took the maximum tax-free lump sum at 55. You get 5 years more pension before 60.
No one is promised tomorrow, so I took it while I could.
2026-07-31 21:49:02
10
Dee + Moon 🤎 :
85!!! Haha the government are hoping you keel over and they can reclaim it all
2026-07-30 17:44:51
6
drclinpsych24 :
Also inflation needs to be factored into this too as the salary won’t stay the same
2026-07-30 15:57:13
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Amanda Pink :
What would it be at 3
2026-08-01 12:31:24
1
coops :
if we have to work until we're 67 then life expectancy is probably 67 plus 1 month 🙄🤦♀️😂 i know loads of nurses who have retired then become unwell 😞unachievable age
2026-07-29 17:50:11
9
nettynoop :
I took my pension at 55 and I’m still working 30 hours. I’m living my best life and have money to travel and do the things I want to do.
2026-07-29 20:26:36
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shanuudin :
I'm 41 never been on the nhs pension and band 8 am I too late?
2026-07-30 19:33:20
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joanneburton736 :
What is special class? Very informative ChengVoon 👍🏽
2026-07-30 12:55:11
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Liv Humph 🇬🇧🇬🇧 :
I’m 50 and taking my 1995 this year hopefully! Nobody knows what’s around the corner!
2026-07-30 12:22:27
1
Anet 🌷🌱🌼 :
I’ve worked Nightshift in ED for almost 14 years. Statistically, my life expectancy is not great. I’m leaving at 55.
2026-08-02 01:41:27
6
Helen 💕 :
Do you have to retire and return to claim your 1995?
2026-07-30 11:48:59
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KittysGD :
Can you do a video on 2015 pension retire at 67 after 15 year’s service (2 years at band 5)please !
2026-07-30 13:00:03
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archiesmith595 :
what about band 2
2026-07-29 15:49:35
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buffy sommers :
all those years paying in for just over £11,000 a year its criminal who can live on that?
2026-07-29 21:25:40
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Tish :
There’s doesn’t seem a huge difference between the two figures, I thought it would be more. On that basis I say 55 because enjoying retirement and life is my priority, I can make do with a bit less money as we don’t know how long we have on this earth
2026-07-30 10:19:37
1
Joanne :
Does anyone know when I should apply for my 1995 pension? I have special class and turn 55 in January. Thank you.
2026-07-29 18:52:30
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dezspirit21 :
how about on the new pension scheme.. top band 5. retiring at 55 yrs old.
2026-07-30 09:23:52
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LeighEliz66 :
What is special class?
2026-07-30 12:48:36
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allcingeye69 :
I’m leaving my in, no point taking it out when I’m earning 160k salary for 39 hrs a week 🥰
2026-08-01 13:01:16
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ChengVoon Tong | NHS pension :
Next NHS Pension Clarity Workshop: Sunday 2 August, 3-5pm. Secure your place here: https://healthpensionhub.co.uk/workshop/
2026-07-29 16:04:10
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