@annabrading: Ad.| If you're self-employed, save this idea to try…
 
I think one of the biggest reasons pensions get pushed down the to-do list is that they feel like an all-or-nothing decision. You tell yourself you'll start when business is more stable, when you've had a better month, or when you've got more spare cash. That's why I like what I call the Pay Rise Promise. Start with a pension contribution percentage that feels manageable. Then make yourself one promise: every time your business grows and your income increases, increase that percentage by 1%. The reason this works is that it's linked to a pay rise. You're not increasing your pension when money already feels tight. You're increasing it when your income has gone up, so you're still better off than you were before. I think often, the best pension strategy isn't the most dramatic or biggest one. It's the one that’ll actually get you started. @PensionBee have plans for Self-Employed people which make it even easier to get started. Capital at risk. #savingmoney #PersonalFinance #retirement #pensionconfident

annabrading

Open In TikTok:

Region: GB

Thursday 30 July 2026 11:56:49 GMT