@melissadorman: The New York Times just ran a piece connecting the housing crisis and the retirement crisis. Both are real. Both are structural. And the proposed solution? Have AI companies donate their profits to help. I love Bernie. I don't think AI cares enough about us to give its profits away. Here's what actually solves both problems at once. Seller financing. The housing crisis: Millions of Americans can't qualify for a bank loan. Not because they can't pay, but because the bank's checklist wasn't built for them. The retirement crisis: Millions of Americans in their 60s and 70s own paid-off properties but have no monthly income. Selling triggers a massive tax bill. Sitting on it means starving. Seller financing solves both. The retiree carries the loan on their paid-off property. Steady monthly income for the rest of their life. No tax hit from a lump-sum sale. The buyer skips the bank and gets into ownership without a 20% down payment or a perfect credit score. Two crises. One solution. Zero government intervention required. Zero waiting for tech companies to feel generous. This isn't a policy proposal. This is a private-market solution that already works. Regular people are doing it every day. They just weren't taught it existed. DM me MASTERCLASS and I'll send you the link to my free class where I break down exactly how these deals work. Because we don't need billionaires to solve this. We need to know how to do it ourselves. #SellerFinancing #HousingCrisis #Retirement #BankOnYourNeighbor