1. Home
  2. Detail

@ramseyrealestate: How much down payment do you actually need to buy a house? | First-time homebuyer tips 2026 You don't need 20% down as a first-time buyer. 5% works, though you'll pay PMI. The fastest way to reach your goal either way . . . pay off consumer debt first, so more money can go straight to your down payment. #savingforahouse #housedownpayment #firsttimehomebuyer #downpayment

Home Buyer & Seller Resources
Home Buyer & Seller Resources
Open In TikTok:
Region: US
Tuesday 04 August 2026 22:15:00 GMT
18830
511
20
35

Music

Download

No Watermark .mp4 (9.02MB) No Watermark(HD) .mp4 (5.34MB) Watermark .mp4 (8.24MB) Music .mp3

Comments

pg_._._0
Pg 2 :
But what about my credit score when I have no other debt? My rate will be higher if I have no debt
2026-08-05 23:48:21
1
ninjameow2024
Lana :
Not in NY. You actually need 20%; they won't even talk to you if you consider less than 20.
2026-08-05 16:37:29
2
1kcent1
1kcent :
All good
2026-08-05 23:02:15
0
amann.khannn
Aman Khan :
I still have 17k debt cc should I wait until I pay off all debt
2026-08-06 01:45:48
0
shoplikeamanda
Amanda! :
Thanks for sharing
2026-08-05 15:28:16
0
tuazziie
JT :
First time home buyer.. in Texas. What if I only have the minimum of 3.5%. Should I wait?
2026-08-05 14:06:56
0
mrs_alexis_young
Alexis :
If you put at least 10% down, you can usually ask to have the PMI dropped when you hit 20% equity in your home. I think you have to have a conventional loan
2026-08-04 23:26:52
3
okay_kayylaa
okay_kay :
What would you consider an emergency fund amount.. ?
2026-08-05 19:01:10
0
jbutters11yahoo.com
Jeff B :
Good practical advice Racheal
2026-08-05 02:00:19
3
russ7436
arussbus :
The 5% can be a trap. Could be a difference of a few hundred dollars a month. And the buyer could be stretching themselves thin if they encounter unexpected obstacles. It’s said “you can always refinance.” But you shouldn’t unless the interest rate is down a full point. Shouldn’t be refinancing just to fix the monthly payment when interest rate hasn’t changed
2026-08-05 18:48:12
0
c43_lukas
c43_lukas :
@c43_lukas: Bought my first home in taxachusetts at 25 years old. Brought around 40k to the table
2026-08-05 18:14:11
0
musicroadjournal
MusicRoad :
I’m in my 40’s and spending $2,300/month in rent. I can’t do anything.
2026-08-05 12:17:52
0
xrevelationz
GODZ :
But not enough to invest
2026-08-05 04:51:35
0
To see more videos from user @ramseyrealestate, please go to the Tikwm homepage.

Other Videos

фон в тг🫠 . . . . . . #топ#рек#инстаграм#BMW#islam
фон в тг🫠 . . . . . . #топ#рек#инстаграм#BMW#islam
Les automatisations (ici via l’appli shortcut/raccourcis sur iPhone. Sur android vous avez ShortCut Maker) : briefing matin https://www.icloud.com/shortcuts/b87ed1b4e6b34218be41222ddfc6cbd5 4k to 1080 p https://www.icloud.com/shortcuts/9ed4e82c644f4145b99c865c2cfdc4b0 QR code https://www.icloud.com/shortcuts/b6e773abc3d54e0ba68fb562abb5f689 #technologie #astuce
Les automatisations (ici via l’appli shortcut/raccourcis sur iPhone. Sur android vous avez ShortCut Maker) : briefing matin https://www.icloud.com/shortcuts/b87ed1b4e6b34218be41222ddfc6cbd5 4k to 1080 p https://www.icloud.com/shortcuts/9ed4e82c644f4145b99c865c2cfdc4b0 QR code https://www.icloud.com/shortcuts/b6e773abc3d54e0ba68fb562abb5f689 #technologie #astuce
#رونالدو🇵🇹 #افضل لاعب في التاريخ 🇵🇹🚀👑
#رونالدو🇵🇹 #افضل لاعب في التاريخ 🇵🇹🚀👑
#Venezuela #terremoto #sismos #laguaira #earthquake
#Venezuela #terremoto #sismos #laguaira #earthquake
The BEST Creamy Potato Salad Recipe✨ 5 lbs yukon gold potatoes 1 Tbs pink salt 6 large eggs 1 cup celery, diced 1/2 cup kosher dill pickles, small dice 1/2 medium red onion, small dice 5 stalks of green onion, only chop green parts 1/4 cup fresh dill, chopped 2 cups Best Foods mayonnaise 2 Tbs yellow mustard 1/3 cup pickle juice 1 tsp smoked paprika 1 tsp pink salt, more to taste 1 tsp black pepper 1. Wash and scrub potatoes. Add potatoes to pot and fill with water enough to cover the top of potatoes by 1 inch. Bring to a medium boil and add 1 Tbs salt. Cook until easily pierced with fork, about 15-20 mins (depending on size of potatoes). Boil longer if necessary. 2. Drain water. Allow potatoes to cool completely by laying potatoes on flat surface or place into ice bath to cool. Remove the skins of potatoes (it should easily peel off) by pinching the skin with fingers or use a small knife to help. Chop potatoes into bite size pieces and place into large mixing bowl. 3. Meanwhile, to a pot add eggs and cover with water. Boil on medium for 10 mins. Drain and run the eggs under cold water until cool or place into ice bath. Peel, cut in half and separate yoke from the whites. Roughly chop the whites and set aside. 4. To a bowl add the egg yokes and mash using a fork. To it add mayonnaise, mustard, pickle juice, 1 tsp smoked paprika, 1 tsp salt and 1 tsp black pepper. Mix together. Adjust seasoning to taste. 5. To the potatoes add chopped egg whites, red onion, celery, pickles, dressing, green onion and dill. Stir gently to combine. Taste and adjust the seasoning if needed. Chill at least 30 mins before enjoying! #salad #potato #potatosalad #Recipe #creamy #potatoes #potatotiktok #EasyRecipes #potatorecipe #saladrecipe
The BEST Creamy Potato Salad Recipe✨ 5 lbs yukon gold potatoes 1 Tbs pink salt 6 large eggs 1 cup celery, diced 1/2 cup kosher dill pickles, small dice 1/2 medium red onion, small dice 5 stalks of green onion, only chop green parts 1/4 cup fresh dill, chopped 2 cups Best Foods mayonnaise 2 Tbs yellow mustard 1/3 cup pickle juice 1 tsp smoked paprika 1 tsp pink salt, more to taste 1 tsp black pepper 1. Wash and scrub potatoes. Add potatoes to pot and fill with water enough to cover the top of potatoes by 1 inch. Bring to a medium boil and add 1 Tbs salt. Cook until easily pierced with fork, about 15-20 mins (depending on size of potatoes). Boil longer if necessary. 2. Drain water. Allow potatoes to cool completely by laying potatoes on flat surface or place into ice bath to cool. Remove the skins of potatoes (it should easily peel off) by pinching the skin with fingers or use a small knife to help. Chop potatoes into bite size pieces and place into large mixing bowl. 3. Meanwhile, to a pot add eggs and cover with water. Boil on medium for 10 mins. Drain and run the eggs under cold water until cool or place into ice bath. Peel, cut in half and separate yoke from the whites. Roughly chop the whites and set aside. 4. To a bowl add the egg yokes and mash using a fork. To it add mayonnaise, mustard, pickle juice, 1 tsp smoked paprika, 1 tsp salt and 1 tsp black pepper. Mix together. Adjust seasoning to taste. 5. To the potatoes add chopped egg whites, red onion, celery, pickles, dressing, green onion and dill. Stir gently to combine. Taste and adjust the seasoning if needed. Chill at least 30 mins before enjoying! #salad #potato #potatosalad #Recipe #creamy #potatoes #potatotiktok #EasyRecipes #potatorecipe #saladrecipe
Wolvs 🐺🔱 / подпишись, волчица 🌷
Wolvs 🐺🔱 / подпишись, волчица 🌷

About

Legal