@cedismart.gh: Here is exactly what happens to your money when you die with no will in Ghana. Under the Intestate Succession Law PNDCL 111: Spouse → 3/16 of your estate Children → 9/16 of your estate Parents → 2/16 of your estate Siblings → 2/16 of your estate Whether you wanted this or not. Your bank account: If no named beneficiary — the bank freezes it. Your family cannot access it without a court order. Which can take months. Sometimes years. Your MoMo wallet: Most platforms have no formal beneficiary process. The money sits there. Inaccessible. Not stolen. Just unreachable. Four things to do this week: 1. Write a simple will — even handwritten is legally valid in Ghana 2. Add a named beneficiary to every bank account 3. Tell a trusted person where your accounts and documents are 4. Review and update every 2 years You do not need to be rich to need a will. You need a will because you have people who depend on you. Do you have a will? Yes or No in the comments. No judgment 👇 Follow @cedismart.gh — one money lesson every day 🇬🇭 Save this. Share it with someone who has never thought about this. #willghana #estateplanningghana #financialplanning #genzghana #personalfinanceafrica

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Friday 31 July 2026 17:28:03 GMT