@daveramsey: What would your life look like if you didn’t have any payments?   No car payment. No credit card payment. No student loan payment.   You’d have choices again.   You could change jobs. Build wealth. Give more. Breathe a little easier.   That’s why getting out of debt matters. It’s not just about the math. It’s about getting your income back.   Start by giving every dollar a name before the month begins with @EveryDollar, then follow the 7 Baby Steps and stop sending your paycheck to everybody else.   Proverbs says the borrower is slave to the lender. It’s time to take back control of your life.

Dave Ramsey
Dave Ramsey
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Region: US
Friday 31 July 2026 18:47:44 GMT
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grilledcheese_tomatosoup
Carly :
Single mother to a child with Autism and ADHD, limited to working only when she is in school(9-3:30), can’t find a job making more than $2000 a month, our rent is $1,000 plus utilities, and our car has 197,000 miles on it….so please tell me how to take control 😭🌹🙏
2026-08-26 01:19:23
0
ceece389
Ceece😎FDOMLD🤘🏻 :
You can’t put that much in your Roth IRA annually…
2026-07-31 22:54:29
6
klusterf_ck
KlusterF_ck :
Hard to get a job when your crappy used car breaks down. With a new car payment I’m paying for warranty and realiability
2026-08-27 03:42:52
0
caf1044
Chris :
I had everything paid off, zero debt, went to buy a pickup and they told me I don’t have bad credit but I have no credit and I guess that’s worse lol
2026-07-31 21:26:29
29
traceyhunt679
traceyhunt679 :
I can’t make enough to buy food. I have 40.00 a week for a food budget. Beans, rice, potatoes, cabbage for two years now. That 40.00 includes toilet paper and necessities. No money to put back, no car payment. Driving a 1999 Chevy with no air conditioning in Texas. So Dave how in the hell do you put back 770.00????
2026-08-10 01:53:26
5
raymondkhannn
Raymondkhann :
This guys gotta time travel back to the 70s……
2026-08-03 03:18:11
18
jenniferbelliveau5
jenniferbelliveau5 :
It would mean I died and went to heaven
2026-08-01 01:10:57
5
toppjimmie66
MrBraddock :
Even if you have everything paid off in America, you just keeping your head above water you’re not living your existing
2026-08-01 00:01:51
8
allenwemyss1
Allen Wemyss :
I’m debt free thanks to you sir for twenty years freedom is a wonderful thing thank you
2026-08-01 00:28:48
3
dalton.bellah
bellahdalton ✞ :
But Dave how can I be cool in my corvette at 70 when everyone else that would be my age would have one. But Dave what if you had a corvette in your 20s? I would rather be happy while I’m young and able to enjoy life than have money when I’m 70 and can no longer do the things I love
2026-08-19 15:20:10
1
irisheyesabroad
irisheyesabroad :
I don’t want 9 million when I’m 70 I want it now 😂
2026-08-22 17:17:28
1
rach94070
rach94070 :
Became completely debt free in our late 40’s. It’s amazing. Planning on retiring at 57 and 56.
2026-08-01 23:10:09
5
donnacouchenour
donnacouchenour :
3 more car payments, student loans paid, haven't had a credit card for over 20 years, had no medical until cancer hit me 3 years ago and now have 50k that I am paying on, my only other bills are rent (includes electric, wifi, trash and water) cell phone, car insurance and a storage unit that I am slowly going thru and selling things I no longer need. Work a 40 hour a week job, and a part time catering job that is about 30 hours a month. Every extra cent goes towards medical right now. I have a 401k, IRA and money market that I have set up a certain amount direct deposited every paycheck so I never see it. I budget every penny and if I get a little over time it goes into my savings/fun money account which I use mostly for craft supplies that I will occasionally sell (most are gifts) I am hoping to retire in a year and half at 62. I live very frugally and think about every purchase, is it a need or a want. Saved all my change and $1 bills for year to buy my Harley and had $3800 as down payment on it, paid extra every month and paid a 5 year loan off in 2 years. It is 19 years old and still running like the day I got her.
2026-07-31 23:57:05
2
gloriousmaximus0
Glorious Maximus :
Love you Dave ❤️
2026-07-31 19:33:43
6
andrewrawlinson13
Andrew Rawlinson FantasyAuthor :
im on target for 2 years and to be debt free all apart from my mortgage which will only have 8 years left on it
2026-08-01 01:42:14
5
petaurs
Petaurs :
I live in EU and I have never had any debt and payments.
2026-07-31 19:01:28
8
claudiadekroon
☁️ de 👑 :
you live in the Netherlands 🥰🥰🥰
2026-07-31 18:57:13
2
tj213745
TJ :
9 million? Yeah no
2026-08-01 00:29:17
6
crazymaddogfunkmaster
simon paulo :
So very true Sir. 🥰
2026-08-02 08:32:11
3
cowbell389
cowbell389 :
I really need to talk with you!
2026-08-01 04:27:19
3
user9554401077437
user9554401077437 :
I own everything my house my car my 400 acres my pool my holiday house just started
2026-08-01 10:34:01
3
cirez77
OG Texas :
No debt period house cars I own
2026-08-01 16:22:28
4
linnfini
❀ 𝓛𝒾𝓃 ❀ :
They still take half of my paycheck 💀
2026-08-01 02:15:44
4
herewego12345__
HereWeGo12345__ :
Joke is I want the money now lol 9 million at 70 and my knees hurt I fall asleep faster and don’t want to be cramp on a plane is not life
2026-08-10 02:55:41
0
.naomi078
.naomiii :
gave this to my best friend for her birthday and she called me crying at 2am after finishing chapter 3
2026-08-03 03:43:21
1
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