People don’t understand a credit card is the shortest form of a loan.
2026-08-02 00:28:36
350
J :
my credit score dropped because I used over 25-30% of my credit limit even though I paid it off in full ?
2026-08-01 17:36:09
14
Carragan :
My biggest tip to not over spend when having a credit card is set up a little savings pot and as you spend on the credit card move that amount of money from your current account into the savings pot until the end of the month when you pay it off. Then you’re getting points from your credit card for spending on it, not going over your means AND you’re getting interest on your spending money whilst it’s in the savings pot!
2026-08-03 12:44:54
24
MiniMarie :
thank you so much Yasmin, simple explanations really help
2026-08-02 18:54:56
0
heyyitstee_ :
Beautifully explained !
2026-08-01 20:25:00
16
Building Wealth And Business :
Financial literacy is so important!
2026-08-02 19:01:11
20
s j :
What cards are good for the perks your saying
2026-08-01 10:09:55
32
Tyuce :
We have no credit cards in my country..! Cash n debit cards only 😁
2026-08-01 12:46:02
0
Caitlan Ryan :
Any credit card recommendations?
2026-08-02 23:02:07
7
May Stockholm :
what you take on American express card? never got the hype
2026-08-01 11:24:17
2
khasomebooks :
I only use credit cards so I can get points and then build my credit score. I use the credit card and repay it back
2026-08-01 15:15:55
8
S :
Love the bob ❤️
2026-08-01 10:03:52
3
Tess Waltenburg :
This!! It should be so obvious and taught to everyone, but sadly it isn’t. Using a credit card in the RIGHT way is amazing 🙌
2026-08-02 13:41:34
15
Wealth and Lifestyle Chic :
Paying back in full is pure bliss. Moral of the story - Buy what you can comfortably afford.
2026-08-03 08:10:57
4
John MC cabre :
unless you use a 0% interest free purchase card. make the monthly minimum and pay off when the term ends or balance transfer.
2026-08-01 20:52:42
4
reginaneaves :
Good explanation
2026-08-02 07:35:36
2
minemillsx :
So if you pack back before the month ends is that good? Or it doesn’t matter ?
2026-08-02 22:04:23
3
UserUnknown222 :
The way I have genuinely learnt so much about financial terms from this account ! Thank you
2026-08-01 11:08:52
0
pitfulpaigexxo.27 :
What’s the best credit card to get?
2026-08-09 22:21:58
0
victorious :
Must a person be obligated to use a credit card?
2026-08-05 20:26:34
0
b.1760354 :
End of the month or by the minimum payment date?
2026-08-05 18:00:22
0
Amberr Fuambu :
Do you have 2 accounts ?
2026-08-02 20:39:34
0
QV :
What’s the best credit card in your opinion
2026-08-10 17:20:10
0
To see more videos from user @yas.jd, please go to the Tikwm
homepage.