@sharesbyshreya: 1) Penny stocks: Too risky for me. They’re highly speculative, and while some people hit it big, I’d rather invest in established businesses. 2) Mutual Funds: Although there are some passively managed mutual funds, most mutual funds are actively managed. That usually means higher management fees, and I’d rather invest in low-cost, passively managed ETFs. 3) Meme coins or hype-driven cryptocurrencies: I don’t invest based on social media hype. 4) Collectibles: This includes high-priced toys, cards, or trends bought purely because they are popular right now, not because they hold steady value. 5) IPOs (companies that have just gone public): I’d rather wait. New IPOs often come with a lot of hype and uncertainty, and I prefer investing in companies with a longer public track record before making a decision. 6) Anything because an influencer told me to: I always do my own research first before blindly listening to someone else. Everyone’s investing risk tolerances, timelines, and preferences/beliefs are different.

SharesByShreya

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Sunday 02 August 2026 02:21:29 GMT