Tebogo Rodriguez
Region: ZA
Sunday 02 August 2026 08:34:32 GMT
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Brown.S :
As long as I am not charged interest we are good
2026-08-02 10:57:50
892
Tsepo “Lord_Squire” Moloi :
One has been using these but there was no movement on my credit score
2026-08-03 13:55:54
6
futhimahlangu :
I receive my credit report monthly, it doesn't reflect
2026-08-02 14:34:16
377
ThojanaYaThesele :
I use both of them every month and they never show on my credit report that I pull out every month by the way ,with Experian and transunion
2026-08-02 11:17:58
157
uMhlaba kaYeka Sibiya :
yhooo my guy this is important I didn't know
2026-08-02 10:57:40
27
Nothando :
Don’t lie, they are not hard enquiries and they don’t reflect on the monthly credit reports.
2026-08-02 11:55:11
115
ten ten :
They pull your credit record only if you are using the 12 months one not with 3 months
2026-08-03 15:23:42
9
Eyes T😉 :
For us those two are like laybyes not a loan 🤔
2026-08-02 15:45:09
16
⭐️✨Sunflowerr🌻🌻 :
Just been approved for home loan and been using both since their inception l think you need to do more research
2026-08-03 05:16:04
60
Nokwazi Linganiso :
Yooooh that’s the end off that relationship 🤣
2026-08-02 10:33:09
14
Dương Việt Việt :
That's not true. Those don't reflect on credit reports
2026-08-02 16:51:21
54
Nompumelelo Tsotetsi :
It only reflects the first time you open it because it needs to check ur credit score to determine if u qualify. Not every time you use it.
2026-08-02 16:03:45
47
MaZ :
Hard inquiry Not True….. It doesn’t appear on your credit report.. guys it doesn’t
2026-08-02 15:59:41
31
keboblaqmultimedia :
Than it’s time for finchoice to take over the banks business because this banks are becoming useless
2026-08-02 10:46:53
10
itumeleng_seema :
Can I see proof of this because this is not true
2026-08-02 18:15:30
7
Dbongs77 :
They only do an enquiry only when you apply. When you buy they dont show on your credit report.
2026-08-02 18:11:53
5
Lunga :
How? It is not credit. Or is there a new definition for credit?
2026-08-02 14:42:02
28
Thando K :
I haven't seen this on my credit score
2026-08-02 11:21:51
14
Wendy Majambe :
I always check my credit report but never seen that… but yes them are with fin choice
2026-08-02 11:18:05
23
Vusi Qwabe :
Yes it does reflect on your credit score as an inquiry but it’s once off just like when you go buy a car or cell phone contract. So it shows an a credit enquiry once off not month to month and it doesn’t mean you can’t afford.
2026-08-02 22:43:37
8
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