@patkoyiwealtheducator: 1. Skip the deed, keep probate. Putting your house “in a trust” isn’t magic. The trust doesn’t own anything until a new deed says so. Skip that step and your house is still in your name — probate happens anyway. 2. Wrong wording, wasted deed. Even people who file a new deed mess this up. It has to name your trustee correctly, not just the trust. Get it wrong and the transfer can get challenged later. 3. Old policy, no payout. Your insurance company pays based on who’s named on the policy. Trust owns the house now but your policy still says you? That’s a fight you don’t want during a claim. Comment TRUST and I’ll walk you through fixing all three