@mortgages_by_alexis: What if the greatest inheritance isn’t what you leave behind… but what you give when it can change someone’s life? For many families, helping with a down payment in their 20s or 30s can create decades of wealth through homeownership instead of waiting until much later in life. Not every family can do this, and that’s okay. But if it’s an option, it’s a conversation worth having. #H#HomeBuyingTipsF#FirstTimeHomeBuyerR#RealEstateM#MortgageTipsFinancialPlanning

Alexis |Mortgage Strategist
Alexis |Mortgage Strategist
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Region: US
Tuesday 04 August 2026 15:22:40 GMT
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a_aronfish
a_aronfish :
you gift yearly at 20K or under to avoid tax issues.
2026-08-07 16:20:21
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thymeman76
Stovetop56 :
Goals. Teach my children the skills to make it on their own. I earned the money i plan on spending it to do those things i have always wanted to do
2026-08-07 18:36:20
1
hunter_forrest911
Hunter_Forrest :
Wish I had $100,000 laying around to give my kids 😂
2026-08-07 03:05:50
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leo5string
Leo :
How about kids become mature adults and pave their own path and parents stop enabling and then if there’s something end of life that’s great
2026-08-05 11:28:50
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jj_10052
Jj1005 :
After you
2026-08-07 02:15:48
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canmoveoceans
FunWithMusic :
You can borrow for a house , but your parents can't borrow for retirement.
2026-08-04 16:23:14
15
ramal4249
user71115742284693 :
Right on. I helped both my kids get a house
2026-08-06 20:40:53
1
pyrex_bitch
Casey Nunya :
our kids can live in the house with us until we die then they can have it. that's the new generational wealth if you're lucky
2026-08-04 17:27:20
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trashcanjones7
trashcanjones :
Seriously. My mom keeps saying I’m leaving you money when I pass. Mom. That’s like 15-20 yrs. I’ll be 60. I need a new roof now.
2026-08-06 16:58:31
1
fritzltd
Fritzltd :
So, a fifty to sixty year old should give their retirement money away.
2026-08-04 17:53:32
3
allamericangenxmom
🇺🇸 Gen ❌️ mom :
Great, so they can blow it and we'll all be broke.
2026-08-04 16:45:30
7
tony.balogne49
Tony balogne :
People need to make their own way in this world, build something to be proud of
2026-08-05 12:15:26
2
edwardo626200
Edwardo626200 :
Kids can figure it out themselves
2026-08-06 05:31:40
2
ricckybobbby4
Jeff’s :
most people don't have at ton of extra cash to give thier kids while they are still working and saving for retirement. a big chunk of that inheritance is tied up in 401ks and real-estate.
2026-08-05 07:31:27
3
martinco44
martinco :
I paid for a full college education. They have no student loans. I’m not giving a down payment for a house.
2026-08-05 14:42:56
2
luvpilot
LUVPilot :
lol 150k at 30yrs old 😂😂😂
2026-08-04 15:49:14
4
kenobienterprises
Edwin John :
Sounds like the young generation need to be taken care rather than making their own. If boomers etc give there money away before they die what happens when they have a life emergency and need their savings?????
2026-08-04 15:46:51
2
isinglass16
manny_ramirez_24 :
But how will they fund their lavish lifestyle?
2026-08-05 02:27:35
1
realworld428
Lake Dude :
It depends on your kids and how well you raised them.
2026-08-04 22:36:26
3
gwestjr
Greg West| Mortgage Consultant :
Great post!!
2026-08-05 17:24:04
1
myway1953
Crazymama :
Maybe we need that money to take care of ourselves because my children said we’re on our own. They won’t help…… so we’re keeping and spending the money on care.
2026-08-05 23:09:28
2
smithjaybird
Jerry Smith :
I saved it I’m spending it on whatever I want. If anything is left over when I die then they can fight over it.
2026-08-05 10:52:54
1
arf0828
FroFarms :
the boomers legacy is becoming selfishness and greed. leave nothing for the next generation. im gen x and received next to no inheritance but have done ok. my kids work hard and if they continue doing that I will give to them generously until I die.
2026-08-06 17:53:01
1
littleeagleflies
Little Eagle Flies :
When the kids are 30 we just barely got the last one out of the house. We don’t have money either. In another 30 we do. Math ain’t mathin
2026-08-05 17:32:09
1
hawaiisson
hawaiisson :
I agree with this 100%. If you are blessed to have an abundance better to disperse while you’re alive and enjoy what’s left over instead of waiting til you’re dead. I’d rather see the joy then horde it and make my kids wait.
2026-08-06 22:40:59
0
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