My emergency fund only has 42,000 in there right now working my way to 50,000
2026-08-05 20:30:08
382
eekaygames :
I’m also in this predicament where i think having a 3-6 months emergency fund isn’t enough. Especially in this economy. I feel like i need a 2 year emergency fund these days
2026-08-04 19:15:53
231
Katie :
Plus people SEVERELY underestimate their emergency fund needs imo
2026-08-04 21:05:34
503
Loud thoughts. :
I think people underestimate how fragile life is.
2026-08-05 16:30:22
136
springroll :
I think 6 figures for her situation makes sense since she has a baby too, and never know what could happen esp since babies can get sick or have an accident
2026-08-04 21:36:41
89
Bri Delgado🧚🏽 :
Yes girl, I have the same in a HYSA because you can’t just rely on investing, you need to diversify people don’t get that, you should have a 401k, IRA, and HYSA
2026-08-05 18:30:11
6
𝑻𝒉𝒂𝒊’𝒍𝒚𝒏𝒏 𝑩. ♡ :
I’m trying to save 100k myself.
2026-08-04 23:22:22
51
Ree Monteiro :
A robust emergency fund increases my appetite for investment risk. I didn’t realize that until my emergency fund started to grow.
2026-08-05 14:19:39
30
Gabi :
Yes. My husband and I recently paused our investing to create a bigger emergency fund and the peace of mind it’s giving me is next level!
2026-08-05 17:30:31
49
AValentine6 :
investment account are typically very liquid
2026-08-04 20:37:25
61
Brandon Rose :
you guys have emergency funds?
2026-08-07 09:06:18
6
Taylor Elizabeth 🩷 :
My emergency fund is in a HYSA but always accessible if I need it (literally the point of and emergency fund) but I like that it makes a little bit while it’s in there.
2026-08-05 19:06:10
9
JP :
You always have to have cash on hand
2026-08-04 21:00:33
19
ssmm473 :
Emergency funds are so important, especially for those with kids.
2026-08-04 21:10:09
10
LnnGby :
But stocks are usually very liquid though
2026-08-06 10:52:36
5
Fourth :
also everything is getting even more expensive. more than investing is GETTING OUT OF DEBT!!
2026-08-05 05:49:33
5
Y :
True especially when you have a kid, but there are also investments where you have some cash that can immediately be taken out
2026-08-04 21:36:42
7
boo_thoughts :
This is also why I will pay my house off early even though it’s a lower return
2026-08-04 18:48:07
8
nanihuh :
i have my emergency fund in a hysa atleast
2026-08-04 21:58:33
7
default nickname :
When did she get so beautiful?
2026-08-07 18:45:33
2
David :
Having a very healthy emergency fund saved my souldogs life.
2026-08-19 13:01:57
1
Aoife :
Yall have emergency funds 😅
2026-08-19 13:59:20
1
Austinmcgoo :
You’re doing everything right. Have 400 invested and 10 in emergency savings. Feel like I’m living on the edge everyday
2026-08-06 21:46:08
4
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