@jakeclaverqfop: Swift handles messaging, not settlement. As an educational framework, messaging, data, Oracle services, and settlement can each be performed by different networks. Many supporters see XRP's role as the neutral settlement layer connecting counterparties, while other technologies handle communication and data. The future may belong to ecosystems that work together, not compete.

Jake Claver

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Wednesday 05 August 2026 04:04:21 GMT