@gray.area.finance: Buying a house? These four numbers give you a rough starting point before you even begin viewing properties 🏠 Your actual mortgage and costs will depend on your circumstances, lender and location. Not financial advice. #FirstTimeBuyer #MortgageTips #BuyingAHouse #UKPersonalFinance #MoneyTips

Chopper McBopper the 3rd :

I’m sure when I paid for my house (paid over HR) it was like 9.3k to estate agents & gov. I was near enough sick in my mouth. Absolute shambles having to pay LBTT (stamp duty) as if we don’t get taxed enough already. 🤢

Glosoli :

Then add another £50k on for the over home report value 😅

Grace :

When my salary x4.5 doesn’t touch the price of houses near me 😭

megz :

Olly - Personal Finance :

Just bought my first home for £250k, very accurate numbers!

Jamie :

If I’m buying with my partner would we combine our salary and then x4.5?

Lenzinian :

Does this factor in the ‘offers over’ system in Scotland - just conscious that mortgages are based on valuation whereas to secure a property in a relatively sought after area you would be required you to offer between 15-30% over the asking price which could represent a fair chunk over the home report price