Your Financial Engineer
Region: NZ
Thursday 06 August 2026 04:10:04 GMT
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smw :
so take it out and put under your mattress then
2026-08-06 08:40:11
38
Dbo_23 :
What’s a good way to invest?
2026-08-06 04:44:52
1
Elcapitano :
Waiting for election day 😳😅
2026-08-06 06:32:39
3
toxiccrusader1984 :
And the solution is?
2026-08-06 11:19:16
2
inquire41 :
but where i can park where it beats inflation and also can access it whenever i want??
2026-08-06 04:49:38
3
Julie Alice Black :
we have an offset account though
2026-08-06 08:22:40
2
Dan from Downunder 🇦🇺 🦘🦘🦘 :
I have too much in super for my age, and have just received an inheritance, rather than leaving it in the bank I chose to put 150k in each of my teenage children's superannuation accounts to help them with their retirement. doing this is headache free and that way I pay less taxes. Once I am gone there's less super in my account for the government to take their 30% when my children inherit it.
2026-08-06 18:48:10
3
Kophur :
You should recommend something like AAA.ax or a NZ equivalent. Basically its investing in cash, 4% return. So matches inflation, you don't need to keep much in savings account because there is no negative to pulling from it. I use it to store money when selling growth ETFs when I think the market will drop soon.
2026-08-06 20:40:42
0
Ethann :
What do you invest in?
2026-08-06 08:20:22
1
_nino_ :
What fund would I invest in for a 5 yr and 10 yr return? I have 40k in an account that’s just sitting there doing nothing. Thought about an offset for my mortgage but have saved it to invest and I don’t know what to put it into. I add to etf funds monthly but want to know what to do with my lump sum
2026-08-06 21:30:16
1
theredshadowknows :
not necessarily. if you're also investing, have KS and already have your house etc paid off cash is handy. I'd advise ordinary folks to invest in a top 500 ETF. 👍
2026-08-06 09:47:23
1
conbank :
that's why I never have more then 20 bucks in my account all the time 😅
2026-08-06 13:01:14
2
nikkistar_123 :
You people talk about investing money like it’s as easy as abc. You have to be careful and do so much research so you don’t end up throwing away your money in a bad investment. Both are risky… stay safe out there! Lots of investment scams going around!
2026-08-06 22:17:07
1
zeldajohns :
That’s why I have it all out of the bank
2026-08-06 23:34:27
0
Horace :
If you're priced out of the property market, which many people are, chuck it into super or the equivalent kiwi super. Tax effective, smashes inflation on average, and you can't dip into it after too many beers.
2026-08-06 10:06:34
0
Emmy | Mindful Living 🌿 :
can you do a post on buying a property with cash vs lending and investing? 🙏
2026-08-06 10:13:26
1
troyryan02 :
It’s also good to have some cash on the side to ride the lows in the stock market so you don’t need to sell shares.
2026-08-06 12:10:57
1
yahtze :
yes
2026-08-08 16:28:53
0
random AI :
@random AI: if you have 1 million dollars in a safe or buried in the back yard… that 1 million dollars will have the same buying power in 10 years as 670,00k-860,000k at 1.5-4.0% annual inflation… nz REITs currently offer dividend yields of 4% to 6%. Long-term index returns hover around 4.38% p.a. over a 10-year horizon for example.
2026-08-10 11:55:00
0
tmrbranding :
Hey just DM’d you
2026-08-10 04:42:50
0
Rob Beach :
I’m holding cash for a home deposit, should I not ?
2026-08-10 04:26:22
0
good as it gets :
Is milford aggressive fund good ?
2026-08-10 06:36:56
0
Brad >>🇳🇿<< :
ETFs baby Australian and American all the way
2026-08-09 10:29:20
0
Benita De Kock :
but your not giving solid examples on moving forward with the money.
2026-08-09 09:30:05
0
enitulia27 :
Can you continue with what the next steps should be
2026-08-06 11:09:35
0
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