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@s_.zrk:
𝒓𝒆𝒔𝒐𝒐𝒍 𝒂𝒍-𝒐𝒃𝒂𝒊𝒅𝒊
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Thursday 06 August 2026 10:24:38 GMT
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PDF Download FREE AND STUDY GAMES ABOUT INSURANCE EXAM QUEST Actual Qs and Ans Expert-Verified Explanation This Exam contains: -Guarantee passing score -21 Questions and Answers -format set of multiple-choice -Expert-Verified Explanation Question 1: no long term care policy may exclude pre-existing conditions for a period of more than Answer: months Question 2: A Pennsylvania temporary producer license may be issued for a period not to exceed Answer: 180 days Question 3: According to the Affordable Care Act, any plan in existence prior to which date is considered a grandfathered plan? Answer: March 23, 2010 Question 4: In Pennsylvania, accident and health plans are required to provide mammograms for women starting at age Answer: 40 Question 5: A producer's license cannot be revoked without Answer: a hearing given to the producer Question 6: Which of the following is required to maintain a Producer's license in Pennsylvania Answer: Field underwriter who solicits insurance and earns a commission Question 7: In Pennsylvania, the Time Limit on Certain Defenses provision provides that no misstatements (EXCEPT fraud) made by the applicant on a health insurance application can be used to void the policy or deny coverage after the explanation of Answer: Years Question 8: According to the Affordable Care Act, what is the maximum amount an individual can contribute to a flexible savings account Answer: 2500 Question 9: The free look period in a life insurance policy is usually Answer: 10 days Question 10: in pennsylvania an insurance producer license can be denied for failure to pay Answer: Property Tax Question 11: Which of the following protects a policyowner from a misrepresentation caused by an innocent mistake Answer: Incontestable Clause Question 12: when soliciting insurance a producer cannot Answer: emphasize Guaranty Association Benefits Question 13: In Pennsylvania, the definition of total disability changes from one's "own occupation" to "any occupation" by reason of one's education, training and experience after what period of time Answer: 24 Months Question 14: Life insurance may make an immediate benefit payment before the insured dies in which transaction Answer: Viatical Settlement Question 15: What is the purpose of the Pennsylvania Life and Health insurance Guaranty Answer: Provide policyowner protection if an insurer becomes insolvent Question 16: In Pennsylvania, an insurer may backdate policy issue not more than how many months from the date of a life insurance application Answer: Months Question 17: Holding premium funds for timely submission to the insurer is example of Answer: Acting in a fiduciary capacity Question 18: Within how many days must a producer report to the Commissioner any charges made against him/her Answer: 30 days Question 19: the medicare supplement open enrollment period is the Answer: month period that begins with the month in which enrollment in part B medicare occurred, typically at age 65 Question 20: In Pennsylvania, an employee must request spousal coverage under a group sponsored accident and health plan within ____ days of marriage Answer: 60 days Question 21: In Pennsylvania, no Legal Action may be taken against an insurer for failure to honor a valid claim after the expiration of how many years from the time proof of loss is furnished Answer: years https://www.learnexams.com/study-content/free-and-study-games-about-insurance-exam-49093
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