Jiabao’s Insights
Region: SG
Thursday 06 August 2026 12:34:14 GMT
31001
824
69
812
Music
Download
Comments
Seng Yi :
I only ppl can delay until 70 that start. Then will the 5 year delay get interest or go into pooling
2026-08-06 13:47:30
0
Ngiam :
I dun need CPF life just return all my cpf
2026-08-06 15:16:04
1
DanRaz :
I have the impression that basic plan is calculated based on pledging a property so the payout will only be about $800 a month
2026-08-06 15:22:19
0
Kenneth74 :
👍👍👍 thank for sharing ...I now know what I should choose
2026-08-06 13:25:56
1
Daz_here :
If we assume a life expectancy of 80 years, which plan would be the better choice?
2026-08-06 13:41:14
1
Mich BB :
For the base plan, Why specifically at 90 years old then it will start taking from 10%? What happens to the interest that you have accumulated over the years that goes back to my account?
2026-08-06 14:44:17
0
BE3600 :
Very good sharing, very lively presentation. 👍👍👍
2026-08-06 13:17:18
3
tamby700 :
So which one is good
2026-08-06 13:30:52
0
vn.badboy :
Basic plan is good enough cause based on calculation the RA will last till 85. Because more are living long above 85, to wash hands the GOV came out the pooling plan 😂😂😂 While on the others hand if you out live 85 you will have no money to payout, this is the only setback😏😏😏
2026-08-06 14:30:13
1
Polaris :
Thank you Jiabao.
2026-08-06 20:21:41
0
Ernie :
Either way, we don't stand to gain.
2026-08-06 16:37:56
1
Jason Toh :
should have a option 4. totally no draw and let interest add on until u die. all pass to family.
2026-08-06 15:43:49
0
vincleow :
thank you for all your sharing.
2026-08-06 16:15:18
0
ajaxx :
means we have to opt in to the Basic plan
2026-08-06 15:33:39
0
1stQueenTwin :
How to select Basic?
2026-08-06 16:14:27
0
Mr Yap - Will Writing :
👍👍👍Well explained
2026-08-06 13:04:58
0
王子🐣OPPA🤪🤪 :
So zim..😳
2026-08-06 15:53:47
0
LSC :
Base on Basic Plan with housing pledge, drawdown at 65yo is about half compare to without housing pledge. When children starts to top up $1,000 to your RA monthly say at age 66 onwards, CPF collects extra premium, i.e. deduct $$ from your RA and increase your payout. Q1. How does the CPFB calculate the extra premium to be deducted from your RA? Q2. How do they calculate the extra monthly payout? Thanks
2026-08-06 16:15:52
0
living :
Thank you for sharing, so clear
2026-08-06 15:37:16
0
Mohd21 :
🥰🥰
2026-08-06 15:40:02
0
GordonGekko :
Basic is the best, govt doesnt steal your money. Standard plan breakeven point probably 90yrs old based on interest loss from pooling
2026-08-06 20:00:52
0
Somebody :
standard ra - what was paid, balance goes to family. where does the pooling disappear to since we r not using it during payout? so many gimmicks I am withdrawing max at 55 + basic 👍🏻
2026-08-06 21:48:37
0
Jacky Teo :
Thanks for sharing 😉❤️
2026-08-06 17:30:39
0
SG PHV Driver :
but the pool, is there interest rate? if not, why would one want to put in a pool?
2026-08-06 21:38:31
0
Willy🇸🇬♈ :
thanks 🙏 for explaining
2026-08-06 13:05:40
0
To see more videos from user @gejiabao, please go to the Tikwm
homepage.
