@financemattersuk: The Lifetime ISA is being replaced 🏡 I read the consultation so you don’t have to! Here are the key things we know at the moment. Worth noting that it’s still a consultation so we *could* see changes.
They should just remove the 450k limit on the lifetime ISA 🙄
2026-08-07 12:46:05
291
Akxck :
They should remove the penalty from the LISA 🥹
2026-08-06 22:23:07
87
Ari :
Would only make sense for them to increase the cap!
2026-08-06 14:35:14
40
crawfordcomments :
I hope they allow people to transfer over the funds
2026-08-06 17:36:05
122
subuola :
The only reason I’ve left my money in there is because of the withdrawal charge lol! I wish they would just lift the penalty from this ISA instead of making a new one.
2026-08-06 15:26:29
241
Ssky13 :
Londoner so I look at my LISA like a private pension
2026-08-06 14:59:05
46
Lucy :
I think it is bad that you get the bonus when you purchase the property. With the LISA, you can invest the bonus, this new one prevent you from being able to invest the bonus
2026-08-06 15:42:29
33
SweetChilli :
How do you transfer your LISA to the fist time buyers ISA without the withdrawal panelty?
2026-08-09 06:45:45
4
luxe_lyfe :
When is the deadline to open a Lifetime isa?
2026-08-06 18:09:45
6
Neekaa :
what will happen if I don’t purchase a property by 2029/2030?
2026-08-06 20:07:03
1
Izzy.xy :
Can we use both accounts on our 1st purchase?
2026-08-06 14:26:31
3
rhysrturner :
I got a LISA in November and have put £8000 in now and it’s at £10700 already 😍
2026-08-11 19:03:50
19
Chel :
I lovedddd the LISA that’s a shame
2026-08-06 20:53:22
5
Hannah The F Plan :
Thanks for sharing ☺️👌🏽 it would be good if they had no age cap, I know a few over 40 year olds who would be a first time buying and great if they couldn’t access this product too 🥰
2026-08-14 19:39:49
0
vp :
The LISA can also currently be used towards retirement. Are they bringing in something for that instead too?
2026-08-08 08:54:58
2
Blessing :
Can you have both the lifetime isa and new FTB isa?
2026-08-07 12:12:56
11
kiki :
This and the rumour of scrapping stamp duty is making me hold off buying over the next year.
2026-08-07 01:59:03
17
Ms Jade | Travel & Experiences :
I better open a Lisa quick
2026-08-08 12:14:30
6
Abbieabbie29 :
: I think I’ll just keep using my LISA seen as it gets more interest as the bonus is added during saving and not at the end of the
2026-08-11 18:12:13
3
Morayo A☀️|✝️ :
thank you sm for thissss
2026-08-07 04:31:33
4
💕 :
What if you want to buy a 2nd home? Can you still use this isa?
2026-08-06 16:10:02
1
Julie Forster :
So is the lifetime icas is continuing only as I am using it for a private pension xx
2026-08-06 14:38:00
1
Madi :
How does this differ to my current help to buy? Xx
2026-08-06 14:18:08
0
Beck :
can I use a Lisa and a FTB Isa in combination to buy a house?
2026-08-10 22:01:40
0
Zoe :
I have no idea what to do, I have money in the lifetime isa but I have paused it due to waiting for the new one. I’m also so put off with the 25% penalty as you never know if your need the money that is in the account. Do I take it out and lose the money or wait would they lift the penalty charge?
2026-08-17 19:47:12
0
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