@financemattersuk: The Lifetime ISA is being replaced 🏡 I read the consultation so you don’t have to! Here are the key things we know at the moment. Worth noting that it’s still a consultation so we *could* see changes.

Fis - Finance Matters UK
Fis - Finance Matters UK
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Region: GB
Thursday 06 August 2026 13:26:00 GMT
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honourablepk
HonourablePK :
They should just remove the 450k limit on the lifetime ISA 🙄
2026-08-07 12:46:05
291
akxck
Akxck :
They should remove the penalty from the LISA 🥹
2026-08-06 22:23:07
87
arisarchives
Ari :
Would only make sense for them to increase the cap!
2026-08-06 14:35:14
40
crawfordcomments
crawfordcomments :
I hope they allow people to transfer over the funds
2026-08-06 17:36:05
122
subuandskin
subuola :
The only reason I’ve left my money in there is because of the withdrawal charge lol! I wish they would just lift the penalty from this ISA instead of making a new one.
2026-08-06 15:26:29
241
stefsssssssssssssssssss
Ssky13 :
Londoner so I look at my LISA like a private pension
2026-08-06 14:59:05
46
lovexkgb0g3
Lucy :
I think it is bad that you get the bonus when you purchase the property. With the LISA, you can invest the bonus, this new one prevent you from being able to invest the bonus
2026-08-06 15:42:29
33
sweetchilli725
SweetChilli :
How do you transfer your LISA to the fist time buyers ISA without the withdrawal panelty?
2026-08-09 06:45:45
4
luxe_lyfe
luxe_lyfe :
When is the deadline to open a Lifetime isa?
2026-08-06 18:09:45
6
t_neeka
Neekaa :
what will happen if I don’t purchase a property by 2029/2030?
2026-08-06 20:07:03
1
izzy.xy7
Izzy.xy :
Can we use both accounts on our 1st purchase?
2026-08-06 14:26:31
3
rhysrturner
rhysrturner :
I got a LISA in November and have put £8000 in now and it’s at £10700 already 😍
2026-08-11 19:03:50
19
itsschel
Chel :
I lovedddd the LISA that’s a shame
2026-08-06 20:53:22
5
thefplan
Hannah The F Plan :
Thanks for sharing ☺️👌🏽 it would be good if they had no age cap, I know a few over 40 year olds who would be a first time buying and great if they couldn’t access this product too 🥰
2026-08-14 19:39:49
0
vp_111_1
vp :
The LISA can also currently be used towards retirement. Are they bringing in something for that instead too?
2026-08-08 08:54:58
2
blessingmariegrace
Blessing :
Can you have both the lifetime isa and new FTB isa?
2026-08-07 12:12:56
11
kiki24768
kiki :
This and the rumour of scrapping stamp duty is making me hold off buying over the next year.
2026-08-07 01:59:03
17
msjadeonline
Ms Jade | Travel & Experiences :
I better open a Lisa quick
2026-08-08 12:14:30
6
abbieabbie292
Abbieabbie29 :
: I think I’ll just keep using my LISA seen as it gets more interest as the bonus is added during saving and not at the end of the
2026-08-11 18:12:13
3
debzmorayo_
Morayo A☀️|✝️ :
thank you sm for thissss
2026-08-07 04:31:33
4
ynotwhit
💕 :
What if you want to buy a 2nd home? Can you still use this isa?
2026-08-06 16:10:02
1
julieforsterx
Julie Forster :
So is the lifetime icas is continuing only as I am using it for a private pension xx
2026-08-06 14:38:00
1
madisonjd12
Madi :
How does this differ to my current help to buy? Xx
2026-08-06 14:18:08
0
beck43416
Beck :
can I use a Lisa and a FTB Isa in combination to buy a house?
2026-08-10 22:01:40
0
zoeemlou5
Zoe :
I have no idea what to do, I have money in the lifetime isa but I have paused it due to waiting for the new one. I’m also so put off with the 25% penalty as you never know if your need the money that is in the account. Do I take it out and lose the money or wait would they lift the penalty charge?
2026-08-17 19:47:12
0
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