@ownwithsam: You just watched a real subject to transaction happen live. I took over this seller's 4.5% mortgage and only brought $5,000 to $10,000 to closing. No bank. No credit check. No massive down payment. Just stepped into his existing mortgage rate and became the new owner. This is real. It happens every week. Link in bio to learn how. #realestate #homeownership #firsttimebuyer #creativefinance