@katlego_kala: An emergency fund is not for the emergencies you expect—it is for the ones you do not. Your car could break down. You could lose your job. A medical bill could catch you off guard. Life happens and having money set aside gives you options instead of stress. You do not need to start with thousands. Start with what you can afford—even R100 or R200 a month is better than nothing. The goal is consistency, not perfection. #KatlegoKevin #PersonalFinance #SavingMoney #EmergencyFund #Fyp