Ramit Sethi
Region: US
Friday 07 August 2026 16:00:20 GMT
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John Mountford :
So nearly 98% of the population is unable to retire?
2026-08-07 17:19:25
713
Maz :
At 300k a year they should have way more than 1.6 million. Stop spending so much and save more. Simple.
2026-08-07 17:51:10
1075
Bubba :
4% rule is completely outdated
2026-08-07 18:34:00
241
Cody Adams :
300k/yr and only investing enough for 1.6mil at retirement? THAT'S the issue
2026-08-07 19:46:04
269
filmmer2010 :
They’d get 2-3k from social security
2026-08-07 16:45:32
122
Matt Riley :
Housing is never paid off, you always have taxes. My taxes are currently $16k a year
2026-08-07 16:59:55
148
Ryan :
4% is bogus, pull 8-10% who cares if it reaches zero when your gone
2026-08-07 22:32:08
45
Karen Price :
We are assuming no social security now?
2026-08-07 16:30:51
19
Phil :
If y’all can’t live with 65k a year each! ….. with a house paid off then y’all spend too much….
2026-08-07 18:18:45
12
amym2573 :
If they make 300k why can’t they save more
2026-08-16 20:50:38
15
scotsand101 :
the 4% rule is long dead. get a new financial advisor
2026-08-07 20:05:23
5
kmkmkm :
67k a year for 2 isn't enough
2026-08-10 12:24:20
23
CursedEarthPizza :
me and my wife's SS will be 6k combined, my union pension another 8k plus 1.5 mil in retirement. we are retiring at 55 and our 401k's will fill in the gap until 62. I started in the union at 35 and in 20 years I will have 8k a month. the rich have trick everyone into thinking unions are bad, but they fight for you. almost forgot, through my union we get lifetime subsidized medical. only $400 a minth for our Cadillac plan.
2026-08-17 00:41:10
6
Penny KY :
they have retirement $$... 67000 yr + social security check
2026-08-07 19:19:18
11
xxxxxxxxxxx122 :
another 50k from social security
2026-08-17 14:23:06
21
Karmasaaabitch :
With 300k a year they need to be saving WAY more. I make 60k and have 600k saved already. It’s possible.
2026-08-07 18:23:49
24
shuk12260 :
4% and SS after 62 if you want to
2026-08-07 19:43:36
5
TB12GOATBOWDOWN :
Orrrrrr you can take your $1.6 million and get out of this hell hole and move to another Country with low cost of living and live in luxury.
2026-08-18 13:31:29
6
Ted Knight :
I mean at 67k with my house and cars paid off I can live quite comfortably.
2026-08-08 11:07:23
11
Jenny :
Two people making that much only at $1.6?
2026-08-07 17:08:02
30
Charleston :
Why is SS income not being considered?
2026-08-07 18:00:40
23
Brahmbo :
The 4% rule is old news. Complete nonsense.
2026-08-08 03:36:40
9
Lord_Cyler :
60? Bro, this generation gonna have to work til they're 80.
2026-08-07 16:29:39
10
wobbly_ghost :
that's 67k not including any social security or pensions or any other form of income. it's 67k in addition to the other
2026-08-07 19:09:56
7
LC :
Most people aren't willing to do more Govmt / Public service jobs. There are jobs you can make 300k each person / year, still retire with 1.6 with a good pension and lifetime health care. Your 1.6 will grow before you reach 65 and you can draw closer to 100k a year and not even need it.
2026-08-08 05:45:20
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