@debtfreewithesperanza: I’ve made a lot of progress in being mindful of where my money goes this year and sticking to a budget… but lately I’ve been feeling the urge to spend money on things that I’ve either been wanting for a while now or feel like I NEED. I’d be lying if I say I am not scared of falling back into bad spending behaviors but I have to trust that I am no longer that person that spends money irresponsibly and that I’ve put in the work to be better with my finances. What would you do? #DebtFreeJourney #debtpayoff #financialfreedomjourney #financiallyresponsible #payoffdebt
I always give myself a monthly allowance to do whatever it is I want. When it’s all gone that month I’ll just wait until the next month.
2026-08-08 17:35:40
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Lorraine Delgado :
I would buy something I want, we work hard for our money and money comes and goes
2026-08-07 21:23:23
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whoisleilanyxo :
Congratulations. 🥳 My debt months ago was 16,399.74 and today I’m at 12,200 even, yes 😍
2026-08-08 03:48:54
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Kona_Bonaa :
if under $100 buy it, if over id hold off
2026-08-07 21:35:39
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Jada Fahamokioa :
Buy it sis your working so hard ❤️❤️❤️
2026-08-08 13:18:40
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Mekah📚 :
You should give yourself an allowance. Something you can spend on whatever you want with out feeling guilty. Like $50 a week
2026-08-07 22:56:03
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Cruzzinitup :
Budget in by saving to buy what you want while paying off debt. Do not use credit. Lock em up in a box and forget they exsist
2026-08-08 11:31:58
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Atta Brig :
Give yourself a reasonable monthly allowance for wants - make it part of the budget. And if you want something more expensive, you can roll over extra into the next month until you have enough!
2026-08-08 02:50:01
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Needanewnameny :
So needs are like socks and some useful clothes. I think get the loan down more before you spend. you don't have an emergency fund and you never know if you need to fix car or pay medical/vet bills
2026-08-07 22:32:20
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Silvia❤️ :
Girl same I really need clothes I only have 2 jeans but I really want to use any money on debt at this time so I just tell myself I don’t need them right now 😅
2026-08-08 01:14:05
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Lynn Dunsmuir :
live a little!
2026-08-08 01:10:52
2
Blanca :
i'm an overspender. now im working on saving and paying off my debt. this month I've been doing really good. the only thing I've bought myself this month is a book. im also working on decluttering so im being mindful of what im bringing home. we got this🫶✨
2026-08-08 08:33:30
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User158907242456756790 :
Hold off on it and wait til Black Friday :)
2026-08-08 02:37:25
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canadian_becks :
budget for it. set aside a small amount each cheque for self.. can spend it or save it for a bigger purchase as you add to the self bucket
2026-08-08 02:41:56
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jaimancos :
You got this girl. I am doing it with you but mine is around 16K and I got It a few years back it’s time to lock in.
2026-08-07 21:34:57
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user1256050609 :
If you absolutely need it, you should be able to buy it!
2026-08-07 21:31:16
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dariiRmr :
I think that if you’re in doubt you probably don’t really needed… but I mean as long as it’s not consistent, it’s okay to treat yourself with a thing or two 🤷🏻♀️only limit yourself now that you’re trying to pay off the debt. I will be worth it
2026-08-07 22:23:33
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tishataddo :
You could save up for what you wanna buy, or wait till your birthday. Ask for it as a gift for Christmas.
2026-08-08 00:39:29
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user1256050609 :
Is it something you’ve wanted for a while? Is it something you will still want in 1-2yeara from now?
2026-08-07 21:30:40
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christopherhenderson12.Vr :
Keep going with your goal you got this girl
2026-08-07 21:14:52
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mermaidmamaaaa :
If it’s a small nerd yes not a big splurge remember the end goal
2026-08-07 22:55:39
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Imogen :
If it’s a need depending what it is I’ll hold off as much as I can, for wants I give myself $50 a month so spend. Sometimes I will choose cheaper dinners so that the budget (set budgets every week) I have some that’s sometimes increases the money for want/need. I started 37k October 2025 and currently I’m at 19.7k
2026-08-07 22:48:39
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Mikala :
Depending on how much it is I say get it. If it’s a lot that will make you feel guilty don’t do it. Give yourself a limit and don’t go over it. It’s what I do as well while trying to also pay 14k in debt. We work hard and deserve to splurge every now and then 🥰
2026-08-07 22:31:57
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