@moneycoachdave: How to Open a Roth IRA in 2026, Step by Step. Everyone tells you to open a Roth IRA, but most people never show you how to actually do it. The big thing to remember: opening the account is only step one. You still have to transfer money into it, then actually invest that money so it has a chance to grow over time. For me, I prefer broad market ETFs like VOO, VTI, and VT, but the key is keeping it simple and investing consistently. How old were you when you opened your Roth IRA? #RothIRA #HowToOpenaRothIRA #InvestingforBeginners #PersonalFinance #FinancialLiteracy