@info_rt_935: DISCLAIMER: This is based on my personal experience. I have used Mega Peso, and it did help me during times of need since last year so Im listing the pros and cons for everyone's reference and information lang. PROS: 1. Easy to apply. 2. You get the full amount you loan for. 3. They increase your credit limit by 2,000 every time you pay on time 4. They don't harass text or call you to pay, they only send reminders regarding your due date. CONS: 1. VERY HIGH INTEREST- as you can see they charge 38% additional fees so masyadong mataas ang due mo. 2. THEY DON'T FOLLOW THE REPAYMENT SCHEDULE -maglalagay sila ng repayment schedule, di ko alam kung may restrictions yung app pero so far hindi ako nakakabayad ng installment method, I have to pay the full amount para mapasok sa system nila. 3. LOAN TERM - The loan term of 120 days is not followed. Lagi lang 15 days ang due niyan so aside from the high interest and fees,masyadong maiksi pa ang repayment term. As I said hindi naman nasusunod yung repayment schedule. 4. You can only choose between your previous limit and your new limit para sa loan amount. Example: Meron kang credit limit na 28,000, once nabayaran mo yun magiincrease up to 30,000 credit limit mo. If you reloan hindi ka na pwedeng pumili ng amount lower than 28,000. So ang choice mo na lang is from 28,000-30,000. Again this is based on my personal experience. #onlinelending #onlinelendingapps #onlinelendingapp #lessonlearned #OLA

info_rt_935

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Sunday 09 August 2026 09:54:54 GMT