@amber.accountability: Today’s question of the day was: What is something that happened to you in life that told you it was time for a change? For me, it was realizing we couldn’t afford the upfront portion of a surgery one of our kids needed. I will never forget how that felt. And when I say that moment became our financial rock bottom, I don’t mean that our situation was worse than anyone else’s. I know there are families facing circumstances far beyond what we experienced, and I know that having the ability to make changes in our finances is, in itself, something not everyone has. But this was our moment. The moment I realized I never wanted to feel that powerless over our finances again. I couldn’t control the fact that our child needed surgery. I couldn’t control the cost of healthcare. I couldn’t go back and undo every decision that had gotten us there. But I could look at what was within my control and decide what I was going to do next. For me, taking accountability has never meant blaming myself for everything that happens to us. It means recognizing where I do have power and choosing to use it. That day changed the trajectory of our lives because it changed the way I looked at our money. And every debt payment I make now is another step toward making sure that when life happens—and it will—we are in a better position to handle it. ♥️ #micropayments #debtfreejourney #debt #debtpayoffjourney #debtpayoff

Amber | Money Accountability
Amber | Money Accountability
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Region: US
Sunday 09 August 2026 18:15:35 GMT
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scidquest
Justin :
I was trapped at my last job. I had been there for over a decade and promotions were hard to come by. It was a hard decision, but I quit that job so we could move so Amber could focus on transitioning her career and I went back to school for IT. Fast forward to today and it all worked out for the best 😁
2026-08-09 18:31:43
432
my.debt.payoff
My Debt Payoff Journey :
I love that you’ve expanded to YT and FB. Sharing your journey is changing lives, to include mine.
2026-08-09 18:25:33
110
erinsprenkel19
Erin Sprenkel :
https://www.tiktok.com/t/ZTA3wJ7Nw/
2026-08-09 19:04:56
12
kaybusato
Kay | Unboxing 🩷 :
RANDOM STICKER GANG
2026-08-09 18:25:37
41
tbru_
🎱𝔱𝔦𝔣𝔣𝔞𝔫𝔦❤️‍🔥 :
This is random but your makeup looks really pretty today!
2026-08-09 20:23:40
8
nursenat671
Nursenat67 :
DUI in May 2017, I have been sober since 1/30/2018. Best decision I have ever made was to stop drinking
2026-08-09 18:55:16
100
parkersdebtpayoff
Parker | Debt + Budget Meals🍔 :
When I couldn’t fit into any of my clothes comfortably, and found little things challenging physically. I decided it was time to change and I lost 100 pounds 😁
2026-08-09 19:31:44
25
olivia27530
🐆 Liv 🐆 :
Random sticker
2026-08-09 22:27:56
12
mrsalexandraene
Alexandra :
1/8 of a penny from me 🥰🥰🥰
2026-08-09 18:56:37
6
ahloyola18
AHL :
For me it was my weight. Felt down all the time, had gone up over 40 pounds. Started working out (which I need to start again) and stopped drinking coca cola
2026-08-09 21:14:40
8
parker.green182
Parker | Debt Free Journey :
For me it was having to buy new clothes. Now I’m trying to be healthier and more active.
2026-08-09 19:56:14
21
katiebackwardsmiracle
Shady Katie :
I woke up in 2007 one summer day and realized I didn’t want to be a waitress for the rest of my life. So I talked to an Air Force recruiter. My 18 year service anniversary is later this month.
2026-08-09 19:07:25
19
nat58719
nat :
https://vt.tiktok.com/ZS4GwNAfL/
2026-08-09 18:28:19
7
sandra_lacombe
Sandra Lacombe :
Bravo Amber! YouTube and Facebook is a very good idea. I’m following you on YT now.
2026-08-09 18:23:18
19
cloudysbookcorner
cloudy 🏠🍒🥝🪩🏎️⛸️ :
https://vm.tiktok.com/ZN8R5Jwkg/
2026-08-09 18:25:04
8
leanngreen67
leann.knows.best :
HAPPY SUNDAY FULL OF ENGAGEMENT FOR YOU!
2026-08-09 21:00:37
22
terr1048
terr :
1/8 here
2026-08-09 21:14:07
9
tainigriv
tainigriv :
1/8 of a penny
2026-08-09 18:26:49
20
userl6jq98ptg0
Li.a.ne :
The day I found out that I had brestcancer...... After my battle I decided to live instead of to survival!
2026-08-09 20:44:45
10
allieishere2
Allieishere2 :
Here to support!
2026-08-10 00:38:10
11
pproyale2
pproyale :
Jan 1, 2019 I weighed myself and I hit the highest weight of my life, 250. Two days later my doctor called with my lab results and I officially moved into Type 2 diabetes. I was 66, it was now or never to get my health in check. Over the course of the year I lost 90 pounds and got my A1c back into normal range (without medication).
2026-08-09 18:44:28
71
honeydrinkz
drinkz :
here is my 1/8 of a penny daily contribution
2026-08-10 00:01:45
7
elliott8213
Elliott8213 :
Team 1/8
2026-08-09 18:19:03
32
mijeepchick
mijeepchick :
45.65 paid towards my visa balance!
2026-08-09 18:20:10
45
my.debt.payoff
My Debt Payoff Journey :
The moment that pushed me into action was when my husband came back inside after loading the trailer and could barely walk. His back went out again. After multiple surgeries on his knees and shoulders, seeing him hunched over like that shattered me. He’s talked about selling his business and stepping away from the physical labor for years, but financially we couldn’t make it happen. I’d been watching your journey from my other page, quietly wishing I had the courage to start. I’ve always considered myself an introvert, so putting myself out there — especially sharing something as personal as our finances — was the scariest thing I’ve ever done. I didn’t know what to expect, and I was terrified of being judged or having people be mean. My anxiety has always gotten the best of me. I overthink everything and let all the negativity and what‑ifs sit in my head until they feel bigger than they are. But that morning, something in me snapped. Watching him walk in like that, in pain again, made everything crystal clear. I sat down, wrote out every bit of our debt, and created my page. I originally planned to stay faceless, but I didn’t know if people would take me seriously — so I showed my face and committed fully. I still have a long way to go but my mindset has completely changed and I am determined to make this happen, for him, my kids and my grandbabies.
2026-08-09 18:45:27
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