S.D
Region: US
Sunday 09 August 2026 22:19:54 GMT
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☆Marcey~Clown☆ :
so uhm I'm 20 and haven't got one yet, yikes ik
2026-08-12 01:47:41
0
Espens woodworking :
i got one right after i turned 18, i just use it for everything and pay it off every week. dont touch it unless you actually have the money in your account
2026-08-12 11:37:11
0
Kaelyn! 击 :
I use my credit card for my subscriptions, makes it less and i have a constant stream of stuff coming on the account to help my score 🫶
2026-08-12 01:56:04
0
<> :
so cred is "Hey I'll pay you back later" and debit is "take my money and fuck off now"
2026-08-10 04:24:33
2877
𝑺 :
how do you even pay it back im so confused 😭
2026-08-12 13:02:50
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ᴘᴇᴀᴄᴇ :
I hate the fact we gotta do ts to live. I really wish I could just use my cashapp card forever 😭
2026-08-09 23:57:21
2307
seca !! :
I obviously prefer a debit card but a credit card is so easy to understand and use and HOPEFULLY my credit score never tanks 🙏
2026-08-09 23:19:32
4951
halo / 🪖🪽🚩 :
also most credit cards give cash back on a lot of stuff and student credit cards give even more cash back
2026-08-10 22:41:19
0
𝗀𝗋𝖺𝖼𝗂𝖾 (˶´ཀ`˶) :
i hate how the credit system works, its built to put ppl into debt, id much rather just spend the money i actually have via debit instead of singing my soul away to my bank by constantly borrowing money😭
2026-08-10 03:34:13
148
🌠 Olli ⭐ Artist :
This is mainly a north America thing tbh. Credit cards aren't necessary in Europe.Banks give loans based on your income and other factors but we don't need a good credit score. I don't even know if we have those. Here people use credit cards mostly for travel and some subscription services and other online purchases.
2026-08-10 07:48:48
191
.ೃ࿔*:･°⋆ $т4я ⁶⁶⁶ 𖤐 :
Bro genuinely tysm i was NEVER taught this
2026-08-11 17:38:45
7
ೃ⁀➷ 𝓢𝓸𝓯 .ೃ࿐ :
This is an American thing I’m pretty sure 😭 I rarely see people rely on credit cards in the UK
2026-08-10 11:23:05
71
mmzest :
guys how the fuck do i pay back money
2026-08-10 02:46:40
7
renee :
business/finance class is a required class to take in high school, this is a section in that class that is ALSO required to be taught. idk what everyone under here is saying about school never teaching us this… maybe you guys just didn’t understand how it was taught? like it’s a required credit (in AMERICA) to have to graduate…
2026-08-11 14:58:27
11
Riley :
If I have a debit card from one bank can I have a credit card from another bank
2026-08-10 04:11:18
9
꒰১𝓜𝓲𝓷𝓬𝓮𝄞🐵‧₊ ♪˚🪽 :
I recommend a debit card as u spend you own money not the banks so u cant go into debt
2026-08-11 04:34:34
6
eating_butt_in_tomodachi_life :
friendly reminder to announce WHERE YOURE FROM. This isn’t accurate information in every country. This person is american, it’s different in australia
2026-08-11 10:57:27
5
⋆. 𐙚˚࿔ 𝙶𝚞𝚎𝚜𝚝 𝜗𝜚˚⋆ :
17 and this shit still dont make much sense 😭
2026-08-10 00:40:01
7
mizuki :
TY BRO SCHOOLS DONT TEACH THIS.
2026-08-10 00:24:46
755
⭐⋆.˚.⋆ 𝐇ɪʀᴏ⋆.˚.⋆⭐ :
why would I need a credit card when there's a debit card.. that my money.. the credit card isn't my money.
2026-08-10 16:35:12
9
Samy :
i understand the system and why it’s there it just feels so pointless to me when debit is right there
2026-08-11 05:37:52
9
⋆˚꩜｡ Pink Circle .ೀ :
Society is so dumb that someone has to explain what a CREDIT CARD is ✌️😭💔
2026-08-10 00:29:03
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